Tuesday, December 2, 2025
Sacramento’s City of Trees… and Tree Roots: Why Every Homebuyer Needs a Sewer Line Camera Inspection...
Friday, August 11, 2023
I have added the NAR GREEN designation to my credentials...
Friday, April 28, 2023
Just Listed - 3852 Kroy Way, Sacramento, CA 95820 (Tahoe Park)
Tuesday, January 3, 2023
Do you have a home for these buyers?
Buyer A: Carmichael, Fair Oaks, Arden/Arcade - this buyer is looking for a minimum of 3 bedrooms, 2 bathrooms, and a minimum of about 1200sf. They would prefer a home that is updated and are not in the market for a fixdr. They'd love a larger-ish yard (like .18ac or above) and a pool would be a bonus. They are well-qualified for a conventional loan up to about $650,000.
Buyer B: Rosemont, College Greens, Rancho Cordova - this buyer is looking for a single level 4 bedroom, 2 bathroom home under 2,000sf. Specifically they want an updated kitchen that opens to the living space. They do not want any interior stairs/steps and specifically do not want a swimming pool. They are well-qualified for a conventional loan up to about $550,000.
Buyer C: Land Park, Hollywood Park, East Sacramento, Med Center, Tahoe Park, Woodlake, South Land Park - this buyer is looking for a 3 bedroom, ideally at least 2 bathrooms. They would also love something updated and turn key. They are well-qualified for a conventional loan up to about $600,000.
Buyer D: Carmichael, Arden/Arcade, Fair Oaks, Citrus Heights - this buyer is specifically looking for a turn-key single-level small home, half-plex, or a condo, and it must have at least 1.5 or preferrably 2 bathrooms, an enclosed private garage space. They are well-qualified for a conventional loan up to about $350,000 (or less if a condo with HOA dues).
Buyer E: Midtown, Downtown, East Sacramento - this buyer is looking for a 2+ bedroom, 1+ bathroom home on the grid that is within a short distance to the state Capitol, restaurants, shops, etc. They are well-qualified for a conventional loan up to about $550,000.
Buyer F: Oak Park, Tahoe Park, Rosemont, College Greens - this buyer is looking for a 3 bedroom, 2 bathroom home that is not a fixer. Would love an open-floorplan if possible, and an above average sized yard (like .12ac+). They are well-qualified for a conventional loan up to $450,000.
Buyer G: Arden/Arcade, Carmichael - this buyer is looking for a 3 bedroom, 2 bathroom single story home of a maximum of 1800sf. They would prefer something turn-key and would love an open floorplan. They do not want to be on or adjacent to a busy street and would prefer to be within a short walk (less than a half mile) of a dog park. They are well-qualified for a conventional loan up to $750,000.
Buyer H: Swallows Nest in Natomas: Needs to be turn-key, single level. Likely an all-cash purchase up to around $500,000.
Again if any of these sound like you or someone you know, please drop me a line!
Tuesday, December 28, 2021
Do you have a home for any of these buyers?
Buyer A: Carmichael, Arden/Arcade - this buyer is looking for a minimum of 3 bedrooms, 2 bathrooms, and about 1200sf. They do not mind something that needs a little updating and are not scared by a fixer property. They'd love a smallish, low-maintenance lot (like .15ac or less, ideally). They are well-qualified for a conventional loan up to about $450,000.
Buyer B: Carmichael, Arden/Arcade, Fair Oaks - this buyer is looking for a single level 3 bedroom, 2 bathroom home under 2,000sf that is nicely remodeled. Specifically they want a remodeled kitchen that opens to the living space. They specifically do not want a swimming pool. They'd love a lot that already has a shed/workshop or space to build one. They are well-qualified for a conventional loan up to about $750,000.
Buyer C: Land Park, Hollywood Park, East Sacramento, Med Center, Tahoe Park - this buyer is looking for a 2 bedroom, ideally at least 1.5 bathrooms (2 full preferred). They do not mind something that needs a little updating, but would also love something updated and turn key. They are well-qualified for a conventional loan up to about $700,000.
Buyer D: Carmichael/Del Dayo - this buyer is specifically looking for the Del Dayo neighborhood or very close to it, to be within the school boundaries of Del Dayo Elementary. They are looking for a minimum of 3 bedrooms, 2 bathrooms, 1600sf, and would love a built-in pool or a pool-sized yard that can accommodate a future pool. They do not mind a fixer. Their budget is around $675,000.
Buyer E: Sacramento neighborhoods south of 50, east of Hwy 99 as far south as Florin Road - this buyer is looking for a 3 bedroom, 2 bathroom single family home (not a halfplex). Ideally not a fixer. They are well-qualified for a conventional loan up to about $400,000.
Buyer F: West Sacramento/Southport - this buyer is looking for a home in the Bridgeway Lakes community that is 4 bedrooms, 3 bathrooms, and 2700sf or more. They are well-qualified for a conventional loan up to about $650,000.
Buyer G: Midtown, Downtown, East Sacramento - this buyer is looking for a 4+ bedroom, 2+ bathroom, 2,400sf+ home on the grid that is within a short distance to the state Capitol, restaurants, shops, etc. Ideally it is a higher density home or condo that is newer construction or significantly remodeled. It must have a garage and at least a small ground-level patio yard. Electric vehicle charger is a plus. They are well-qualified for a conventional loan up to about $1.3M.
Buyer H: Oak Park, Tahoe Park, Rosemont, College Greens - this buyer is looking for a 3 bedroom, 2 bathroom home that is not a fixer. Would love an open-floorplan if possible, and an above average sized yard (like .12ac+). They are well-qualified for a conventional loan up to $450,000.
Buyer I: Arden/Arcade, Carmichael - this buyer is looking for a 3 bedroom, 2 bathroom home of a minimum of 1600sf. They would prefer something turn-key and would love an open floorplan. They do not want to be on or adjacent to a busy street. They are well-qualified for a conventional loan up to $700,000.
Buyer J: Rocklin, Roseville - this buyer is looking for a turn-key/modern or renovated minimum of 3 bedroom, 2 bathroom, and 1800sf or larger home single story gated community. Must have a formal entryway and an open floorplan. 55+ active adult community would be a plus. A beautiful view would also be a plus. Cash buyer, budget is up to about $1.2M.
Buyer K: Arden/Arcade, Carmichael - this buyer is looking for a small studio or one bedroom condo. Must have indoor laundry in the unit. Ideally ground level entrance and single level unit. Needs to be turn-key. They are well-qualified for a conventional loan up to $200,000.
Again if any of these sound like you or someone you know, please drop me a line!
Wednesday, December 1, 2021
New Listing - 4342 73rd Street, Sacramento, CA 95820
Wednesday, July 7, 2021
New Listing - 2717-2719 59th Street, Sacramento, CA 95817
Friday, May 21, 2021
New Listing - 2735 59th Street, Sacramento, CA 95817
Wednesday, April 14, 2021
New listing - 3481 64th Street, Sacramento, CA 95820
Wednesday, March 18, 2020
Sacramento City Council approves a temporary moratorium on tenant evictions relating to hardships caused by COVID-19
Last night, the Sacramento City Council approved a temporary moratorium on tenant evictions relating specifically to COVID-19. Keep in mind, this applies to all residential rental units within the city limits of the City of Sacramento.
Details of the new ordinance:
- Effective Immediately, but not retroactively applied if tenant was already delinquent in rent
- Moratorium applies to evictions due to nonpayment of rent due to COVID-19
- Tenant was sick or caring for COVID-19 family member
- Tenant experience layoff or other income reduction associated with COVID-19
- Tenant’s compliance with a recommendation from a government agency to stay home, self-quarantine, or avoid congregating
- Tenant needed to miss work to care for a home-bound school-aged child
- Tenant must do all of the following:
- Notify landlord in writing before rent is due that the tenant has a valid reason for delayed payment
- Provide verifiable documentation of a covered reason
- Pay the portion of rent the tenant is able to pay
- Tenant has 120 days after the termination of the Sacramento County public health emergency order to pay landlord all unpaid rent.
- Landlord and Tenant may voluntarily agree to an alternate timeline for payment of rent due in arrears.
Thursday, February 21, 2019
Planning to sell a home that one of my buyers may like?
Buyer A
Seeking a home in the Arden / Arcade, Carmichael, or Fair Oaks areas. In a perfect world, the property would have 3 bedrooms, 2 bathrooms, 1600sf or larger, a built-in pool, AND an Accessory Dwelling Unit for a multi-generational situation. An ADU is also commonly referred to as a "granny flat", "in-law unit", or "studio". A home with room to add an ADU may also work, or they are also willing to retrofit some existing space to create an ADU. They are pre-approved up to $500,000.
Buyer B
Seeking a home in the Tahoe Park, Tallac Village, Hollywood Park, or surrounding areas. Ideally the property would be a 2 bedroom, 1 bathroom home of 900sf or larger, be pretty turn-key and not need a lot of work, but this buyer would happily do some minor repairs, replace flooring and paint if need be. This buyer is pre-approved up to $335,000.
Buyer C
Seeking a home in the East Sacramento, Land Park, or Midtown Sacramento areas. They would prefer something with architectural character that is walkable. They are down-sizing and a 2 bedroom, 1 bathroom home of 1200sf+ would be great. A second bathroom would be a bonus. Ideally the home has an open layout where the kitchen is open to the living area. A garage is a must, and they'd also love a basement too but that is not required. They are pre-approved up to $600,000.
Buyer D
Seeking a home in the South Land Park, Pocket / Greenhaven, or Little Pocket areas. They would love a 4 bedroom home, but are also fine with a 3 bedroom, 2 bathroom home of at least 1200sf. A half-plex would also be ok too. The house must have a decent-sized yard for their soon-to-be adopted dog. They are pre-approved up to $350,000.
Buyer E
Seeking a newer home (2014 or newer, but not new construction) in Roseville or Rocklin areas at least 4 bedrooms, 2.5 bathrooms, and 2000sf+, and with a good-sized yard (aka, larger than just a patio). They are doing a tax-deferred 1031 Exchange and are all cash buyers. By the rules of their exchange, they need to spend a minimum of $500,000 and a max of $550,000.
So anyway, if you own a home something like what I have described here and are thinking about selling it, drop me a line at erin@erinstumpf.com or 916-342-1372! My buyers would love to hear about it. And if it is not a great fit for one of them, I can help you prep your home for sale and list your home as well.
Tuesday, January 1, 2019
2018 - review of my real estate transaction statistics and how I compare to Sacramento market averages...
-I closed 36 transactions and closed $14,473,000 in volume. My lowest transaction was $190,000, and my highest transaction was $749,900. The average was $402,028 and the median was $376,050.
-41.67% of my transactions were past/repeat clients (which is amazing to me!) 58.33% were new clients.
-94.4% of my transactions were residential properties (condos, single family homes), 5.6% were multi-family properties (duplexes, triplexes, fourplexes), and 0 were other (commercial, land).
-58.3% of my transactions I represented the seller, while 41.61% of my transactions I represented the buyer.
-My typical residential listing sold for an average of 100.56% of its original listing price (meaning, 0.56% over the original listing price) in just 17 cumulative days on the market. The distinction of original and cumulative is important...original means even after a price reduction from the initial listing price, and cumulative means even if a property is re-listed or comes back on the market.
-My typical multi-family listing sold for an average of 108.7% of its original listing price (8.7% over the listing price) in just 2 cumulative days on the market.
-My typical listing had an average of 4.14 buyer offers on it! (For further disclosure though, one listing really skewed this statistic and had 23 offers on it alone...removing that one, then it becomes an average of 3.2 buyer offers)
Comparing my production statistics to the overall Sacramento real estate market averages, my clients and I had another stellar year.
For one, to qualify for the Sacramento Association of Realtors Masters Club, a realtor must close $5M in transaction volume and a minimum of 8 closed transactions. Clearly I blew those numbers out of the water. I would guess that with 36 closed transactions and nearly $14.5M in volume I am likely in the top 1-2% of all agents in greater Sacramento.
Comparing 2017 to 2018, the market went from crazy nuts to a little more balanced between buyer and seller. This, as far as I am concerned, is a welcome change and brings a slightly more equitable transaction between buyer and seller. Sellers need to price according to the market, and buyers won't have to offer their first born to actually have their offers accepted.
It is a good thing for buyers not to be faced with such intense competition from other buyers -- though don't get me wrong: properly marketed, appropriately priced, good homes still sell with plenty of competition and offers.
Of course I hope to improve these numbers this year in 2019...so we shall see how that shapes up! If you think we would be a good fit to work together toward your next property sale or purchase, I welcome your contact via phone or email.
Monday, September 17, 2018
Top Individual Agent in my Coldwell Banker Sierra Oaks office FOUR months straight...
Tuesday, July 31, 2018
New Listing - 5630 35th Avenue, Sacramento, CA 95824
Wednesday, April 18, 2018
New Listing - 2760 63rd Street, Sacramento, CA 95817
Adorable updated 3 bedroom, 1 bathroom, 1,292sf Tahoe Park home! You will love the vintage charm coupled with newer amenities. Spacious layout, freshly refinished wood floors, recently painted interior and exterior, remodeled kitchen with granite counters and newer appliances, plus a formal dining area, and a remodeled bathroom. Lots of storage space. Enclosed breezeway offers extra space to entertain or play and connects to a large two-car garage. Located in close proximity to restaurants, breweries, UCDMC, K-12 schools, and Sac State. Offered at $399,000. Don't wait! For more photos and information visit 2760 63rd Street, Sacramento, CA 95817. MLS#18021825
Tuesday, January 2, 2018
The monthly costs of renting a home versus buying a home in Sacramento - how do they compare?
Last year, many of my clients stated one of their reasons for buying a home was, among many other things, so they could take more control over their monthly housing expenses. Many figured that if they remained renters, they would potentially have to deal with regular rent increases, and if they purchased their home the monthly mortgage would be a fixed expense. Additionally in many cases, the cost of purchasing a home is actually less than the cost of rent.
- The rental rate data I refer to is the average for a 3-bedroom single family home according to Rent-o-Meter, which compiles rental data from around the United States from a variety of sources. I also note the "80% range". So keep in mind there are lower rents in the range, as well as higher rents, however those are probably "outliers" and that range captures the majority of where rents fall.
- The median home price data I refer to is from November 2017 (most recent data available) per Trendgraphix, which compiles Metrolist MLS home sales data.
- For estimating the monthly payment, I am using today's market interest rates - which according to Freddie Mac, the average rate for last week in the nation for a 30-year fixed mortgage was 3.99% (rounded up to 4%). The monthly payment will be the "fully loaded" payment with principal, interest, property taxes and homeowners insurance (and mortgage insurance if applicable).
Carmichael - 95608
Median single family home price: $374,000
Average rent for a 3 bedroom home: $1,784 (80% range $1,395 - $2,195)
30-Year Fixed VA Loan (zero downpayment): $2,237
30-Year Fixed FHA Loan (3.5% downpayment): $2,419
30-Year Fixed Conventional Loan (10% downpayment): $2,233
30-Year Fixed Conventional Loan (20% downpayment): $1,895
Citrus Heights - 95610
Median single family home price: $325,000
Average rent for a 3 bedroom home: $1,756 (80% range $1,450 - $2,100)
30-Year Fixed VA Loan (zero downpayment): $1,944
30-Year Fixed FHA Loan (3.5% downpayment): $2,111
30-Year Fixed Conventional Loan (10% downpayment): $1,931
30-Year Fixed Conventional Loan (20% downpayment): $1,647
Orangevale - 95662
Median single family home price: $368,000
Average rent for a 3 bedroom home: $1,792 (80% range $1,525 - $2,000)
30-Year Fixed VA Loan (zero downpayment): $2,202
30-Year Fixed FHA Loan (3.5% downpayment): $2,382
30-Year Fixed Conventional Loan (10% downpayment): $2,187
30-Year Fixed Conventional Loan (20% downpayment): $1,865
Elk Grove - 95758
Median single family home price: $380,000
Average rent for a 3 bedroom home: $1,724 (80% range $1,550 - $1,950)
30-Year Fixed VA Loan (zero downpayment): $2,273
30-Year Fixed FHA Loan (3.5% downpayment): $2,457
30-Year Fixed Conventional Loan (10% downpayment): $2,258
30-Year Fixed Conventional Loan (20% downpayment): $1,926
Land Park / Curtis Park - 95818
Median single family home price: $486,000
Average rent for a 3 bedroom home: $2,313 (80% range $1,725 - $3,000)
30-Year Fixed VA Loan (zero downpayment): $2,907
30-Year Fixed FHA Loan (3.5% downpayment): $3,124
30-Year Fixed Conventional Loan (10% downpayment): $2,888
30-Year Fixed Conventional Loan (20% downpayment): $2,463
Tahoe Park / Tallac Village / Colonial Heights - 95820
Median single family home price: $260,000
Average rent for a 3 bedroom home: $1,568 (80% range $1,295 - $2,000)
30-Year Fixed VA Loan (zero downpayment): $1,555
30-Year Fixed FHA Loan (3.5% downpayment): $1,702
30-Year Fixed Conventional Loan (10% downpayment): $1,545
30-Year Fixed Conventional Loan (20% downpayment): $1,318
Rosemont / College Greens - 95826
Median single family home price: $325,000
Average rent for a 3 bedroom home: $1,652 (80% range $1,450 - $1,900)
30-Year Fixed VA Loan (zero downpayment): $1,944
30-Year Fixed FHA Loan (3.5% downpayment): $2,111
30-Year Fixed Conventional Loan (10% downpayment): $1,931
30-Year Fixed Conventional Loan (20% downpayment): $1,647
Pocket / Greenhaven - 95831
Median single family home price: $406,000
Average rent for a 3 bedroom home: $1,835 (80% range $1,550 - $2,213)
30-Year Fixed VA Loan (zero downpayment): $2,429
30-Year Fixed FHA Loan (3.5% downpayment): $2,620
30-Year Fixed Conventional Loan (10% downpayment): $2,413
30-Year Fixed Conventional Loan (20% downpayment): $2,058
Arden / Arden Park / Sierra Oaks - 95864
Median single family home price: $460,000
Average rent for a 3 bedroom home: $1,775 (range $1,395 - $2,695)
30-Year Fixed VA Loan (zero downpayment): $2,752
30-Year Fixed FHA Loan (3.5% downpayment): $2,960
30-Year Fixed Conventional Loan (10% downpayment): $2,743
30-Year Fixed Conventional Loan (20% downpayment): $2,331
These numbers are just a baseline to give you an idea of housing affordability in certain areas, and where it might make sense to purchase versus continue to rent. There are other tangible and intangible benefits to homeownership as well. For example, you may be able to deduct mortgage interest, property tax, and other expenses on your annual income tax return (consult your CPA). Additionally as a homeowner, you will have the freedom to decorate as you choose, plant a garden, remodel, and customize your home in other ways that might not make sense as a renter. I picked these zip codes at random...if there is another area that interests you, I would be happy to provide information specific to your situation.


















