tag:blogger.com,1999:blog-33265877069064778142024-03-16T11:53:15.665-07:00Sacramento Real Estate Blog, by Erin StumpfInsights into the Sacramento Area Real Estate Market, Statistics, Listings, Short Sales, Foreclosures and items and events of local interest by Erin Stumpf, Broker Associate with Coldwell Bankererin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.comBlogger1271125tag:blogger.com,1999:blog-3326587706906477814.post-62560240301669571302024-02-17T16:00:00.000-08:002024-02-19T16:08:11.902-08:00New Listing - 4621 Mead Avenue, Sacramento, CA 95822<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhMbztTDXrIHhXTWIAJ1tCmFuyY-dUMEJOKM7gNe9_11hQYoXzHBYSCansJ1NwbSHau7YIIgWqqg7dlbYovluk-1LPc3FnS0Myk5TIy6jxQFX9PpIzBUM-O5ixa3V_YbYRpwq3xWmYAh4hjFEWD_6CWquhbLw4vDJy1fefOXDlnWrMSu-dxyi5Bnf4U7Ap-/s2400/4621%20Mead%20Avenue,%20Sacramento,%20CA%2095822%20-%20South%20Land%20Park%20Estates%20home%20for%20sale%20-%20listing%20agent%20Erin%20Stumpf%20realtor%20broker%20associate%20Coldwell%20Banker%20Realty.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1603" data-original-width="2400" height="214" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhMbztTDXrIHhXTWIAJ1tCmFuyY-dUMEJOKM7gNe9_11hQYoXzHBYSCansJ1NwbSHau7YIIgWqqg7dlbYovluk-1LPc3FnS0Myk5TIy6jxQFX9PpIzBUM-O5ixa3V_YbYRpwq3xWmYAh4hjFEWD_6CWquhbLw4vDJy1fefOXDlnWrMSu-dxyi5Bnf4U7Ap-/s320/4621%20Mead%20Avenue,%20Sacramento,%20CA%2095822%20-%20South%20Land%20Park%20Estates%20home%20for%20sale%20-%20listing%20agent%20Erin%20Stumpf%20realtor%20broker%20associate%20Coldwell%20Banker%20Realty.jpg" width="320" /></a></div>Lovingly maintained by the same family for nearly 6 decades, this impeccable 3 bedroom, 1 bathroom, approximately 1,122sf <a href="https://www.soldinsac.com/community/id/1694812/area/South%20Land%20Park/" target="_blank">South Land Park Estates</a> home is the perfect blank canvas for your personal touch! Enter to find a spacious living room and cozy fireplace. The original wood floors gleam throughout. Through the dining room, you will find an adorable kitchen with a wall oven, separate cooktop, and lots of counter and storage space. Large hallway bedrooms, and a hallway bathroom with a separate tub and shower. Through the backdoor, you will find an large patio and backyard with lots of sunny space to garden or play! And the possibilities are endless with an attached separate unit with approximately 536sf more space, with an additional 2 bedrooms and 1 bathroom -- an amazing feature for a home office, extra storage, or to host extra guests or family. All this with a composition roof, central HVAC, newer water heater, and 2-car garage. And location, location, location just a quick hop skip and a jump from William Land Park, the Zoo, restaurants, shopping, award-winning K-12 schools, and more. Don't wait! Offered at $525,000. For more photos, information, and a <a href="https://my.matterport.com/show/?m=AUmmzLDw3Cu&mls=1" target="_blank">3D tour</a>, please visit <a href="https://www.soldinsac.com/listing/mlsid/148/propertyid/224006231/" target="_blank">4621 Mead Avenue, Sacramento, CA 95822</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com04621 Mead Ave, Sacramento, CA 95822, USA38.5337606 -121.498881110.223526763821155 -156.6551311 66.843994436178846 -86.3426311tag:blogger.com,1999:blog-3326587706906477814.post-51452462460899942452024-01-12T06:47:00.000-08:002024-01-13T06:57:10.428-08:00New Listing - 4600 Georgian Avenue, Sacramento, CA 95821<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiq8yZHakzzNqYcpY7wCD9FigZYD5bE8nSZG_1fbF2tweVB6GLiuMZRcCUaaG2YO0MNzaxGsCfTmrzv7LYQAKMEijIRV2rtZi9L6Yyy1H8ltiWq3ql33LfgRiZ-aTFBDf7rgu7DbEHLB8KulNt5x-cBesZPATIrTh80qnsYWvkcV_2xxEwZoJs4-IfiNtcj/s3610/4600%20Georgian%20Avenue%20Sacramento,%20CA%2095821%20-%20arden%20arcade%20engle%20oaks%20listing%20agent%20Erin%20Stumpf%20MPPA%20Coldwell%20Banker%20Realty%20broker%20associate%20realtor.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="2411" data-original-width="3610" height="201" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiq8yZHakzzNqYcpY7wCD9FigZYD5bE8nSZG_1fbF2tweVB6GLiuMZRcCUaaG2YO0MNzaxGsCfTmrzv7LYQAKMEijIRV2rtZi9L6Yyy1H8ltiWq3ql33LfgRiZ-aTFBDf7rgu7DbEHLB8KulNt5x-cBesZPATIrTh80qnsYWvkcV_2xxEwZoJs4-IfiNtcj/w301-h201/4600%20Georgian%20Avenue%20Sacramento,%20CA%2095821%20-%20arden%20arcade%20engle%20oaks%20listing%20agent%20Erin%20Stumpf%20MPPA%20Coldwell%20Banker%20Realty%20broker%20associate%20realtor.jpg" width="301" /></a></div>Your search is over! This exceptionally maintained Engle Oaks / <a href="https://sacramentorealestateblog.blogspot.com/search/label/Arden" target="_blank">Arden</a> <a href="https://sacramentorealestateblog.blogspot.com/search/label/Arcade" target="_blank">Arcade</a> 3 bedrooms, 2 bathrooms, 1533sf home is ready for a new owner! You will love the light and bright floorplan. Step inside the formal entry to find a large family room with a fireplace and large picture window overlooking the backyard. Remodeled kitchen with solid ceramic heat/stain-resistant counters, full backsplash, and stainless appliances. Formal dining area has exposed beam ceilings. Large hallway bedrooms, and remodeled hallway bathroom with a tub/shower combo and dual sinks. Enviable primary suite has an ensuite updated bathroom with custom stall shower enclosure and newer vanity cabinets. Freshly painted interior. Dual pane windows with custom coverings. Luxury vinyl plank and tile floors throughout. Lots of recent major updates including a new roof and gutter guards in 2023, new heat pump HVAC in 2020, new electrical main panel in 2018, new water heater in 2017. HUGE park-like backyard with lots of sunny space to garden or play, patio area, 0.24ac corner lot and wide swinging side gate to accommodate RV access and all your toys. Section 1 & 2 pest clearance work recently completed. Attached 2-car garage. All this is located near award-winning k-12 schools, parks, & more. Don't wait! Offered at $509,000. For more photos, information, and a <a href="https://my.matterport.com/show/?m=eKZQUzxAi7M&mls=1" target="_blank">3D virtual tour</a> visit <a href="https://www.soldinsac.com/listing/mlsid/148/propertyid/224000186/" target="_blank">4600 Georgian Avenue, Sacramento, CA 95821</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com04600 Georgian Ave, Sacramento, CA 95821, USA38.631101699999988 -121.35793810.320867863821142 -156.514188 66.941335536178826 -86.201688tag:blogger.com,1999:blog-3326587706906477814.post-91112254895764223072023-11-22T09:53:00.000-08:002023-11-28T10:02:02.663-08:00New Listing - 8147 Walnut Villa Way, Fair Oaks, CA 95628<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgF6JeqbM2P77IM58-zdhLzcekQN_QaNdA0rPYHiNeWTopZkM5_kEl73d14-c-HJfcm2YQq6-qz0BScnH8zFBMCxqD9dNs6Zz4XX1CVlulF0q6j1dWEvKDb2NhyphenhyphenyYPaGgMaBXOO38Q7LwQhXrf4N8Do-wVgHYJ4OKjHI7K0thpsuIAP7wemG2QgGBsI2j-l/s2048/_DSC6283.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="8147 Walnut Villa Way Fair Oaks CA 95628 listing agent Erin Stumpf Coldwell Banker 9163421372" border="0" data-original-height="1152" data-original-width="2048" height="174" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgF6JeqbM2P77IM58-zdhLzcekQN_QaNdA0rPYHiNeWTopZkM5_kEl73d14-c-HJfcm2YQq6-qz0BScnH8zFBMCxqD9dNs6Zz4XX1CVlulF0q6j1dWEvKDb2NhyphenhyphenyYPaGgMaBXOO38Q7LwQhXrf4N8Do-wVgHYJ4OKjHI7K0thpsuIAP7wemG2QgGBsI2j-l/w308-h174/_DSC6283.jpg" title="8147 Walnut Villa Way Fair Oaks CA 95628 listing agent Erin Stumpf Coldwell Banker 9163421372" width="308" /></a></div>Stunning single-level 4 bedroom, 2 bathroom, 2,752sf <a href="https://www.soldinsac.com/mimarket/zip/95628/" target="_blank">Fair Oaks</a> home with unmatched style and features - many upgrades within the last 3 years abound! You will love the light and bright layout. Formal entry foyer, and to your left find a huge family room with high coffered ceilings, or straight ahead your enormous separate formal living room with handsome fireplace and wet bar. Fabulously renovated kitchen with abundant storage space, newer appliances, quartz counters and stone backsplash, and featuring a breakfast bar and eat-in dining area. Enviable primary suite has backyard access, with roomy walk-in closet, ensuite bathroom with dual sinks, separate tub and shower. 3 spacious hallway bedrooms, and hallway bathroom has dual sinks and a separate tub and shower. Newer luxury waterproof vinyl flooring flows seamlessly throughout the home. Updated electrical, newer light fixtures, newer ceiling fans, and newer window shades and shutters! Huge laundry room with lots of storage cabinets and sink. Backyard is an outdoor oasis with a large covered concrete patio, newer fencing, irrigation, and lots of sunny space to garden or play! 3-car garage. Metal roof. This home offers the perfect blend of style, functionality, and proximity to highly-rated schools, parks, shopping and more. Don't wait! Offered at $825,000. For more photos and a <a href="https://show.tours/e/dM2ypSY" target="_blank">3D Virtual Tour</a>, please visit <a href="http://erinstumpf.com/homes-for-sale-details/8147-WALNUT-VILLA-WAY-FAIR-OAKS-CA-95628/223111743/6/" target="_blank">8147 Walnut Villa Way, Fair Oaks, CA 95628</a>.erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com08147 Walnut Villa Way, Fair Oaks, CA 95628, USA38.6721108 -121.259739310.361876963821153 -156.4159893 66.982344636178851 -86.1034893tag:blogger.com,1999:blog-3326587706906477814.post-15895179773326906512023-10-27T16:32:00.001-07:002023-10-27T16:32:07.109-07:00New Listing - 7943 Eskdale Court, Sacramento, CA 95829<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZZSeBABxSzYJBCCFvh3aGE2fZN7jBXsLf5EMqrbmOzYLC1__dX9UcNrd8SBQNlma9s147O3RhjvtoYb_VWNWbG6u_mw5CBb4AJQsEncBoVgnHFJn6PUTmKZWYcAw-_-bvATbkvvFU-y-nhtPWQqnvbRdC0dz6jgRkV3BYhjHCbQ7DEjmwyHB7SnKRudMH/s2048/7943%20Eskdale%20Court%20Sacramento%20CA%2095829%20Churchill%20Downs%20EGUSD%20Elk%20Grove%20Unified%20School%20District%20listing%20agent%20Erin%20Stumpf%20broker%20associate%20Coldwell%20Banker%20Realty%20%2301706589.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1365" data-original-width="2048" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZZSeBABxSzYJBCCFvh3aGE2fZN7jBXsLf5EMqrbmOzYLC1__dX9UcNrd8SBQNlma9s147O3RhjvtoYb_VWNWbG6u_mw5CBb4AJQsEncBoVgnHFJn6PUTmKZWYcAw-_-bvATbkvvFU-y-nhtPWQqnvbRdC0dz6jgRkV3BYhjHCbQ7DEjmwyHB7SnKRudMH/w300-h200/7943%20Eskdale%20Court%20Sacramento%20CA%2095829%20Churchill%20Downs%20EGUSD%20Elk%20Grove%20Unified%20School%20District%20listing%20agent%20Erin%20Stumpf%20broker%20associate%20Coldwell%20Banker%20Realty%20%2301706589.jpg" width="300" /></a></div>This well-maintained 3 bedroom, 2 bathroom, 1,339sf <a href="https://www.soldinsac.com/mimarket/zip/95829/" target="_blank">Churchill Downs</a> <a href="http://erinstumpf.com/properties/" target="_blank">Sacramento</a> home is the perfect blank canvas for your personal touches. You will love the spacious, light and bright floorplan. Large living room overlooks the front yard and open floorplan flows into the kitchen and family room. Enviable kitchen features lots of counter space, breakfast bar, and has an adjacent formal dining area. Large hallway bedrooms! Primary suite has lots of closet space and an ensuite bathroom with dual sinks and a stall shower. Large covered patio space is the perfect place to enjoy coffee and conversation, or for al fresco dining while entertaining guests on a crisp evening. Big backyard with lots of sunny space to garden or play. Attached 2-car attached garage. Newer central heat and air replaced in 2021, and newer water heater replaced in 2018. Tile roof. All this located in close to parks, <a href="https://www.soldinsac.com/mimarket/zip/95829/" target="_blank">Elk Grove Unified</a> k-12 schools, shopping, restaurants, & more. Don't wait! Offered at $479,900. For more photos and a <a href="https://show.tours/e/CdmHZSj" target="_blank">3D virtual tour</a>, please visit <a href="https://www.soldinsac.com/listing/mlsid/148/propertyid/223103668/" target="_blank">7943 Eskdale Court, Sacramento, CA 95829</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com07943 Eskdale Ct, Sacramento, CA 95829, USA38.4690776 -121.359067910.158843763821153 -156.5153179 66.779311436178844 -86.2028179tag:blogger.com,1999:blog-3326587706906477814.post-89357320919973919062023-10-17T09:59:00.001-07:002023-10-17T12:27:26.268-07:00New Listing - 9029 Willowberry Way, Elk Grove, CA 95758<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYwoMAXWJnqJOaLV0BQiF0F5rnnFPwNUF4tzZ3afTAAOebapAounrKOEJxyezzguxTW8K4C_kR8EVm9yoP_tEMilF4zMYKjFcmdIW-yUEN2HuNbQzwOz3BJ_FVku2vHWrKpXDvWR8EIIDeNFiPRMrihmzY8zDSTilfAfcSO7kjCk2v9wDZLqmObZlgPHms/s2048/9029%20Willowberry%20Way%20Elk%20Grove%20CA%2095758%20for%20sale%20listing%20agent%20Erin%20Stumpf%20realtor%20broker%20associate%20Coldwell%20Banker%20Realty%20DRE%23%2001706589.jpg" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1362" data-original-width="2048" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYwoMAXWJnqJOaLV0BQiF0F5rnnFPwNUF4tzZ3afTAAOebapAounrKOEJxyezzguxTW8K4C_kR8EVm9yoP_tEMilF4zMYKjFcmdIW-yUEN2HuNbQzwOz3BJ_FVku2vHWrKpXDvWR8EIIDeNFiPRMrihmzY8zDSTilfAfcSO7kjCk2v9wDZLqmObZlgPHms/s320/9029%20Willowberry%20Way%20Elk%20Grove%20CA%2095758%20for%20sale%20listing%20agent%20Erin%20Stumpf%20realtor%20broker%20associate%20Coldwell%20Banker%20Realty%20DRE%23%2001706589.jpg" width="320" /></a></div>This 3 bedroom + den, 2 bathroom, 1,639sf Park Meadows <a href="https://www.soldinsac.com/mimarket/zip/95758/" target="_blank">Elk Grove</a> home is ready for a new beginning. This is the perfect blank canvas for your personal touches and with some TLC it will shine again. You will love the spacious, light and bright open layout. Enter to find a large great room with a cozy fireplace. Do not miss the den/front room through the double doors off the entryway that makes for a perfect 4th bedroom or home office! Spacious kitchen with an island, lots of counter space, and large pantry closet. Large hallway bedrooms and hall bathroom with roll-in shower. Lots of storage. Primary bedroom boasts a door to the backyard, tall ceilings, large closet, double sinks, and a separate shower and tub. Large yard has lots of sunny space to garden or play. Attached 2-car attached garage. All this is located in close proximity to Hwy 99, award-winning k-12 schools, parks, <a href="https://www.elkgrovecity.org/trails-committee/elk-grove-creek-trail" target="_blank">Elk Grove Creek trail</a> and nature preserve, shopping, restaurants, & more. Don't wait! Offered at $449,900. For more photos and a <a href="https://show.tours/e/zFv7DzV" target="_blank">3D virtual tour</a>, please visit <a href="http://erinstumpf.com/homes-for-sale-details/9029-WILLOWBERRY-WAY-ELK-GROVE-CA-95758/223097432/6/" target="_blank">9029 Willowberry Way, Elk Grove, CA 95758</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com09029 Willowberry Way, Elk Grove, CA 95758, USA38.4289662 -121.398587210.118732363821152 -156.5548372 66.739200036178843 -86.2423372tag:blogger.com,1999:blog-3326587706906477814.post-23323538110216542842023-09-01T16:47:00.002-07:002023-09-01T16:47:49.276-07:00Top 10 Budget-Friendly Home Repairs and Improvements to Boost Value and Prepare Your Sacramento Home for Sale<p></p><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEidWvDB4VI0cLdytT_NHr0o-NXQ_BpULbVuV8MTcssd07z-xBXBojTRY2oVG9R5UBMwMe8EhNwOjSsapUFdkGoTIp3Am0IwKF9bvGphXMAuhogapYMHutHujC4W60WnhtLdPFf8MLLqJfCbaAxCwTwNerTUDV98hu_Q_3lC467kGhL9vcZuor-kFWBIHtF9/s3024/declutter-prepare-Sacramento-home-for-sale.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="3024" data-original-width="3024" height="252" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEidWvDB4VI0cLdytT_NHr0o-NXQ_BpULbVuV8MTcssd07z-xBXBojTRY2oVG9R5UBMwMe8EhNwOjSsapUFdkGoTIp3Am0IwKF9bvGphXMAuhogapYMHutHujC4W60WnhtLdPFf8MLLqJfCbaAxCwTwNerTUDV98hu_Q_3lC467kGhL9vcZuor-kFWBIHtF9/w252-h252/declutter-prepare-Sacramento-home-for-sale.jpg" width="252" /></a></div>Whether vacant or occupied, most homes will benefit from cost-effective minor repairs or improvements that will enhance your home's appeal to potential <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">home buyers</a>. Preparing your <a href="http://erinstumpf.com/what-is-my-home-worth/" target="_blank">Sacramento home for sale</a> doesn't have to break the bank. In my experience helping <a href="https://www.soldinsac.com/sell/" target="_blank">Sacramento sellers</a> prepare their homes for sale, here are the top 10 budget-friendly upgrades that can help you <a href="https://www.soldinsac.com/about/" target="_blank">maximize your home's value</a> and make it more enticing to prospective <a href="https://www.soldinsac.com/map/" target="_blank">buyers</a>. </div><p></p><p>As a note -- as you work through the to-do list to prepare your home for sale, maintain a running record of what you have done to add to your property disclosures. Also, it is worth mentioning that while these cosmetic improvements go a long way to help your home visually appeal to buyers, I strongly recommend performing some <a href="http://sacramentorealestateblog.blogspot.com/2014/04/seller-termite-inspection-report-before.html" target="_blank">pre-listing inspections</a> as well for the sake of <a href="http://sacramentorealestateblog.blogspot.com/search/label/Disclosure" target="_blank">disclosure</a> -- <a href="http://sacramentorealestateblog.blogspot.com/2014/04/seller-termite-inspection-report-before.html" target="_blank">I wrote a separate post about that</a>. I welcome your call (916-342-1372) if you have any questions and to see if we are a fit to work together. I also have a full slate of professionals who can assist in tackling a lot of <a href="https://sacramentorealestateblog.blogspot.com/search/label/My%20Listings" target="_blank">pre-listing</a> to-do's.</p><p>(1) Deep Cleaning: Let's start with the basics. A sparkling clean home is just flat out more appealing to <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">home buyers</a>. At the most basic level, roll up your sleeves and thoroughly clean the house. Consider hiring a professional cleaning service to tackle those hard-to-reach spots and ensure your home is spotless for showings. </p><p>(2) Declutter and Depersonalize: A <a href="https://sacramentorealestateblog.blogspot.com/search/label/My%20Listings" target="_blank">seller client</a> I recently met with said she was going to try to make her home look like an "AirBnb" unit - stylishly minimalist. This is the perfect way to think about it. Decluttering is really key and costs little to nothing just to pack and put things away (something you will need to do anyway eventually) -- or you might even make a few bucks if you have a garage sale. Less is more. <a href="https://sacramentorealestateblog.blogspot.com/2014/03/sacramento-top-listing-agent-erin.html" target="_blank">Remove excess furniture and personal items</a>, or <a href="https://sacramentorealestateblog.blogspot.com/2014/03/sacramento-top-listing-agent-erin.html" target="_blank">rearrange furniture if necessary</a> -- creating a clean, open space that allows <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">buyers</a> to envision their own belongings in the home. </p><p>(3) Refresh Interior Paint: A fresh <a href="https://sacramentorealestateblog.blogspot.com/2018/02/new-flooring-fresh-paint-presale-repairs-improvements-before-listing-home-duplex-for-sale-on-market-mls-listing-agent-expert-erin-stumpf-broker-dunnigan-realtors-sacramento.html" target="_blank">coat of paint</a> can work wonders in transforming the look and feel of your home. It is usually not necessary to paint the entire interior of a home. Typically I would suggest focusing on high-traffic areas and possibly neutralizing loud colors -- painting rooms entirely white is actually the trend at the moment and will create a crisp, clean look. If you think just a simple touch-up may work well, test a small area first and let it dry before you invest a lot of time with touch-up. Oftentimes touch-up will be more work than just repainting an entire wall and may look muddled or worse than before. </p><p>(4) Enhance Curb Appeal: First impressions matter. Spend some effort to improve your home's curb appeal. A fresh coat of <a href="https://sacramentorealestateblog.blogspot.com/2014/11/sacramento-paint-contractor-arden-home.html" target="_blank">paint on the exterior of the front door</a> or on the front window trim goes a long way to brighten things up. Planting colorful flowers, trimming overgrown bushes, and adding a fresh layer of mulch to your garden beds can significantly enhance your home's exterior. </p><p>(5) Touch-Up Exterior Landscape: In addition to curb appeal, invest in small landscaping projects like trimming trees, mowing the lawn, and filling in any bare spots with grass seed. A well-maintained yard adds value. </p><p>(6) Update Plugs and Switches: Replace your dingy almond colored light switches and plugs with new white ones. The before and after appearance will really shock you (pun intended). </p><p>(7) Replace Fixtures: Replacing outdated light fixtures, faucets, or doorknobs and hinges can give your home a more modern and cohesive look. You'd be surprised how much of a difference this can make. </p><p>(8) Minor Kitchen Updates: While a kitchen remodel can be costly, there are budget-friendly ways to refresh this crucial selling point. Consider painting or restaining cabinets, updating cabinet door and drawer hardware, or adding a backsplash for a more contemporary look. </p><p>(9) Repair Leaks and Drips: Fix any leaky faucets or running toilets. Do not forget to look at your exterior hose bibs and sprinkler heads as well. These minor plumbing issues may seem insignificant but can signal to buyers that there are larger maintenance problems lurking. Plumbing leaks can also be the cause of future damage, so best to knock those out as soon as you can anyway.</p><p>(10) Enhance Lighting: Nice ambient lighting can make your home feel more spacious and inviting. Replace burnt out bulbs with new ones. Replace old bulbs with brighter, energy-efficient ones, and consider adding inexpensive floor or table lamps in darker areas. Note -- ensure all of the bulbs in each room emit the same color temperature. "Soft White" tends to be warm and yellowish. However "Daylight" tends to has a more bluish tone. If you combine different colors in the same room, the lighting will be distracting to look at.</p><p>Preparing your Sacramento home for sale on a budget is entirely possible, and these 10 cost-effective strategic improvements are a great place to start. With a little time and effort, you can significantly increase your home's appeal to potential buyers and potentially raise its value. Ideally, sellers should strive to present a well-maintained, clean and inviting space. </p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0Sacramento, CA, USA38.5815719 -121.494399610.271338063821155 -156.6506496 66.891805736178839 -86.3381496tag:blogger.com,1999:blog-3326587706906477814.post-65750686307344505032023-08-22T16:53:00.003-07:002023-08-22T17:01:13.976-07:00So you have a low interest rate on your home and want to sell -- is your mortgage loan "assumable" by another buyer?<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiO18rkjpqgWFZrn9KgkBLls7ibMPsApXr6YprvgN9kmEAyD74JBDJ4PjIaaLt1CuqbflayG5AT_5T04Pmz-SEh8mJxjwoh0jfKZZVEmefKlqVL8HsRygUm0gJ41PIpjqwztm4BgHPjWf9MZt_YOVMx4dBi7YxLay7zQZbHT1YwGpIt1WCPBHMlpojt-OuT/s1258/assumable-loan-fha-va-usda-interest-rate-terms-closing-disclosure-note-Sacramento-homes-for-sale-erin-stumpf-listing-agent-top-producer.JPG" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1258" data-original-width="1075" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiO18rkjpqgWFZrn9KgkBLls7ibMPsApXr6YprvgN9kmEAyD74JBDJ4PjIaaLt1CuqbflayG5AT_5T04Pmz-SEh8mJxjwoh0jfKZZVEmefKlqVL8HsRygUm0gJ41PIpjqwztm4BgHPjWf9MZt_YOVMx4dBi7YxLay7zQZbHT1YwGpIt1WCPBHMlpojt-OuT/s320/assumable-loan-fha-va-usda-interest-rate-terms-closing-disclosure-note-Sacramento-homes-for-sale-erin-stumpf-listing-agent-top-producer.JPG" width="273" /></a></div>Lately I have been chatting with a lot of homeowners who are considering <a href="https://www.soldinsac.com/sell/" target="_blank">selling their Sacramento homes</a>, and a question I keep getting asked is: "Can the person who <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">buys my house</a> take over my 3% mortgage loan?" <p></p><p>The short answer to the question is <b>MAYBE</b>. Some <a href="http://sacramentorealestateblog.blogspot.com/search/label/Lending" target="_blank">mortgage loans</a> are what we refer to as <b>"<a href="http://sacramentorealestateblog.blogspot.com/2023/08/Assumable-loan-seller-buyer-fha-va-usda-government-insured-mortgage-principle-balance-interest-rate-terms-closing-disclosure-note-marketing-selling-feature-listing-agent-Erin-Stumpf-broker-associate-realtor-coldwell-banker-realty-sierra-oaks-arden-carmichael-citrus-heights-top-producer-real-estate.html" target="_blank">ASSUMABLE</a>"</b> and under certain conditions the <a href="http://sacramentorealestateblog.blogspot.com/search/label/Lending" target="_blank">loan</a> and its <a href="http://sacramentorealestateblog.blogspot.com/search/label/Interest%20Rates" target="_blank">interest rate</a> and terms can be transferred to a new purchaser. An assumable mortgage allows a homebuyer to take over the seller's home loan, and best of all, the new buyer may keep the original <a href="http://sacramentorealestateblog.blogspot.com/search/label/Interest%20Rates" target="_blank">mortgage interest rate</a>. Having an <a href="http://sacramentorealestateblog.blogspot.com/2023/08/Assumable-loan-seller-buyer-fha-va-usda-government-insured-mortgage-principle-balance-interest-rate-terms-closing-disclosure-note-marketing-selling-feature-listing-agent-Erin-Stumpf-broker-associate-realtor-coldwell-banker-realty-sierra-oaks-arden-carmichael-citrus-heights-top-producer-real-estate.html" target="_blank">assumable mortgage</a> can be a great selling point when <a href="http://sacramentorealestateblog.blogspot.com/search/label/My%20Listings" target="_blank">marketing a home for sale</a>! With current interest rates in the 6-7% range (depending on qualifications, loan type, terms, etc), and a lower interest rate environment in the years prior, the ability to offer a low mortgage interest rate to the next owner can really set your <a href="http://sacramentorealestateblog.blogspot.com/search/label/My%20Listings" target="_blank">home listing</a> apart from others.</p><p>The longer answer to this question is more nuanced and way more complicated.</p><p>First and foremost, not all loans are <a href="http://sacramentorealestateblog.blogspot.com/2023/08/Assumable-loan-seller-buyer-fha-va-usda-government-insured-mortgage-principle-balance-interest-rate-terms-closing-disclosure-note-marketing-selling-feature-listing-agent-Erin-Stumpf-broker-associate-realtor-coldwell-banker-realty-sierra-oaks-arden-carmichael-citrus-heights-top-producer-real-estate.html" target="_blank">assumable</a>. To determine if a <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">home buyer</a> can assume your loan, we need to know what kind of loan you have since usually it is only government-backed loans that are assumable. By government backed loans -- this refers to if your loan is insured by <a href="http://sacramentorealestateblog.blogspot.com/search/label/FHA" target="_blank">FHA</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/VA" target="_blank">VA</a>, or <a href="http://sacramentorealestateblog.blogspot.com/search/label/USDA" target="_blank">USDA</a>. If you are not sure what type of loan you have, refer to the <b>NOTE </b>or <b>CLOSING DISCLOSURE </b>documents from when you purchased or last refinanced your home. Both will describe the loan type and if the loan is assumable. Page 4 of the loan's Closing Disclosure has a checkbox section at the very top that specifically states if your loan is assumable or not. Conventional loans and Jumbo loans that are backed by <a href="http://sacramentorealestateblog.blogspot.com/search/label/Fannie%20Mae" target="_blank">Fannie Mae</a> and <a href="http://sacramentorealestateblog.blogspot.com/search/label/Freddie%20Mac" target="_blank">Freddie Mac</a> typically are not assumable. If you are unsure what sort of loan you have, you can <a href="https://www.soldinsac.com/contact/" target="_blank">call me</a> (or your agent if you are already working with someone) and <a href="https://www.soldinsac.com/contact/" target="_blank">I can help you</a> figure it out.</p><p>If your loan is not assumable, then NO. You will not be able to transfer your loan to another buyer. Game over. Do not pass GO. Do not collect $200. Clearly, you may still <a href="https://www.soldinsac.com/sell/" target="_blank">sell your home</a>, though the buyer will have to get their own loan at today's market rates. And there are plenty of <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">Sacramento home buyers</a> doing just that.</p><p>Second, if you determine that you do have a <a href="http://sacramentorealestateblog.blogspot.com/search/label/FHA" target="_blank">FHA</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/VA" target="_blank">VA</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/USDA" target="_blank">USDA</a>, or some other loan type that <i>is <a href="http://sacramentorealestateblog.blogspot.com/2023/08/Assumable-loan-seller-buyer-fha-va-usda-government-insured-mortgage-principle-balance-interest-rate-terms-closing-disclosure-note-marketing-selling-feature-listing-agent-Erin-Stumpf-broker-associate-realtor-coldwell-banker-realty-sierra-oaks-arden-carmichael-citrus-heights-top-producer-real-estate.html" target="_blank">assumable</a></i>, the next step is to determine what your <a href="http://sacramentorealestateblog.blogspot.com/search/label/Interest%20Rates" target="_blank">interest rate</a> and your unpaid principle loan balance is. Your <a href="http://sacramentorealestateblog.blogspot.com/search/label/Interest%20Rates" target="_blank">interest rate</a> will be on your Note or your Closing Disclosure if you were able to track that down. You might also find this information on your most recent mortgage statement.</p><p>Third, once you determine you have an <a href="http://sacramentorealestateblog.blogspot.com/2023/08/Assumable-loan-seller-buyer-fha-va-usda-government-insured-mortgage-principle-balance-interest-rate-terms-closing-disclosure-note-marketing-selling-feature-listing-agent-Erin-Stumpf-broker-associate-realtor-coldwell-banker-realty-sierra-oaks-arden-carmichael-citrus-heights-top-producer-real-estate.html" target="_blank">assumable loan</a>, you know your <a href="http://sacramentorealestateblog.blogspot.com/search/label/Interest%20Rates" target="_blank">interest rate</a> and unpaid principle balance is -- next, you and your agent need to contact your loan servicing company. Do this proactively! Most loan servicers have a special document package they will SNAIL MAIL to you. Do this BEFORE your home goes on the market. It could take days or weeks to arrive. Again, need help navigating this? <a href="https://www.soldinsac.com/contact/" target="_blank">Contact me</a>.</p><p>So you have an <a href="http://sacramentorealestateblog.blogspot.com/2023/08/Assumable-loan-seller-buyer-fha-va-usda-government-insured-mortgage-principle-balance-interest-rate-terms-closing-disclosure-note-marketing-selling-feature-listing-agent-Erin-Stumpf-broker-associate-realtor-coldwell-banker-realty-sierra-oaks-arden-carmichael-citrus-heights-top-producer-real-estate.html" target="_blank">assumable loan</a>, you know the balance and interest rate, and you have your package from your loan servicer...ok, now you can <a href="http://sacramentorealestateblog.blogspot.com/search/label/My%20Listings" target="_blank">list your home for sale</a> and market it to have an <a href="http://sacramentorealestateblog.blogspot.com/2023/08/Assumable-loan-seller-buyer-fha-va-usda-government-insured-mortgage-principle-balance-interest-rate-terms-closing-disclosure-note-marketing-selling-feature-listing-agent-Erin-Stumpf-broker-associate-realtor-coldwell-banker-realty-sierra-oaks-arden-carmichael-citrus-heights-top-producer-real-estate.html" target="_blank">assumable loan</a>. Which is awesome! But I do want to stress to you that <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">new home buyers</a> must still qualify and be underwritten by the loan servicer (<a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">buyers</a> are not free to work with a lender of their choosing on an assumption), there are some drawbacks to this scenario. <a href="https://www.soldinsac.com/about/" target="_blank">Listing agents</a> must carefully vet buyer offers who seek to complete a loan assumption. The loan assumption will not work for everyone, and here are a few examples...</p><p>Example #1: You purchased your home for $400,000 in 2015, and your current unpaid principle balance on your loan is $355,000. Your home is worth $580,000 today. In order for a buyer to be able to assume your $355,000 loan, they will need to have approximately $225,000 in cash as a downpayment. That would equate to nearly 40% down, and most buyers will not be able to do that.</p><p>Example #2: You purchased your home for $500,000 in 2018, and your current unpaid principle balance on your VA loan is $475,000. Your home is worth $625,000 today. You are elated to find a buyer with 20% down who can easily assume the $475,000 loan...however this buyer is not a veteran. As a VA loan seller, you may choose to allow a non-veteran assume your VA loan, however unfortunately then you lose your VA loan eligibility in the future -- until that loan is paid in full. Once paid in full, your VA eligibility is restored...though it may not be restored in a timeframe that works for you to use a VA loan on a future home purchase.</p><p>Example #3: You purchased your home for $600,000 in 2020, and your current unpaid principle balance on your loan is $560,000. Your home is worth $700,000 today. You are elated to find a buyer with 20% down who can easily assume the $560,000 mortgage...however, your loan servicer takes 4 months to manually underwrite the new buyer's loan. The buyer must snail mail their financial documents to the lender. Every few weeks the lender asks for new documentation and the process drags out. That replacement home you were hoping to purchase is no longer available. The buyer gets frustrated, or finds another property, and walks away. Some loan servicers take A LONG TIME to process and underwrite loan assumptions because they do not have a dedicated team working on them.</p><p>Whichever end of a <a href="https://www.soldinsac.com/sell/" target="_blank">home sale</a> or <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">purchase</a> you are on, please do not hesitate to <a href="http://erinstumpf.com/contact-us/" target="_blank">reach out to me</a> if <a href="http://erinstumpf.com/contact-us/" target="_blank">I can assist</a>. These are nuanced transactions.</p><p></p><div><br /></div><p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0Sacramento, CA, USA38.5815719 -121.494399610.271338063821155 -156.6506496 66.891805736178839 -86.3381496tag:blogger.com,1999:blog-3326587706906477814.post-3595330831949924922023-08-11T16:05:00.005-07:002023-08-11T16:06:22.594-07:00I have added the NAR GREEN designation to my credentials...<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgi1XWZGV7fwCV3S87Mro3TAJ2d6xItRlFsXB3xlQuNAA6Hev2JKjoW9_jGIXLWzWD5NZtNud5EGI1_5t6wq6gOFbbBLAv647QUIm80sAy4fT3cRRMpLabA8dyp_7I4RZEWla0nbhg-LMLdooGtwVEu_Vx2AIc7izGx7tNDo7YNvX1q6tlLOBlARz6eXKbX/s1023/erin%20stumpf%20GREEN%20designation%20realtor%20sacramento.JPG" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="786" data-original-width="1023" height="237" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgi1XWZGV7fwCV3S87Mro3TAJ2d6xItRlFsXB3xlQuNAA6Hev2JKjoW9_jGIXLWzWD5NZtNud5EGI1_5t6wq6gOFbbBLAv647QUIm80sAy4fT3cRRMpLabA8dyp_7I4RZEWla0nbhg-LMLdooGtwVEu_Vx2AIc7izGx7tNDo7YNvX1q6tlLOBlARz6eXKbX/w308-h237/erin%20stumpf%20GREEN%20designation%20realtor%20sacramento.JPG" width="308" /></a></div>I am happy to have added the <a href="https://green.realtor/user/25685" target="_blank">National Association of REALTORS “GREEN” designation</a> to my credentials — this one will help me provide resources to clients to improve the performance of their homes— from low-cost fixes and DIY projects, to retrofitting and replacing systems, to big budget remodeling projects, etc.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0tag:blogger.com,1999:blog-3326587706906477814.post-47660434151304756122023-08-02T15:50:00.020-07:002023-08-11T15:59:23.934-07:00Home from vacation hiking the West Highland Way in Scotland...<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiunW7s1mOL7ebTn7PmY3jt7SyETv2CiZl8miPI89-cspMB_NGTmBweydWRddUBl_Cjiomycf8ft7aJN55CNb60YiYbJB40IPnHh0czOhEN-EmwrMyt9y4b5YH2DJK6MCOvDxjmiykehvpYDioVyG8n0GKx46aQS67KczZ0U793tsxWmKjjddNS2jjUCbCp/s3072/scotland%20west%20highland%20way%20trip.JPG" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="3072" data-original-width="3072" height="301" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiunW7s1mOL7ebTn7PmY3jt7SyETv2CiZl8miPI89-cspMB_NGTmBweydWRddUBl_Cjiomycf8ft7aJN55CNb60YiYbJB40IPnHh0czOhEN-EmwrMyt9y4b5YH2DJK6MCOvDxjmiykehvpYDioVyG8n0GKx46aQS67KczZ0U793tsxWmKjjddNS2jjUCbCp/w301-h301/scotland%20west%20highland%20way%20trip.JPG" width="301" /></a></div>Yesterday my husband and I returned from a super amazing vacation: we visited Scotland and hiked the <a href="https://www.westhighlandway.org/" target="_blank">West Highland Way</a>. Beautiful does not even begin to describe just how majestic the Scottish highlands are...so untouched and pristine. The route begins in a small town called Milngavie (just outside of Glasgow) and ends in Fort William. We hiked a total of about 85 miles over 6 days. <p></p><p>I love <a href="http://erinstumpf.com" target="_blank">Sacramento</a> and all but I am not gonna lie -- we happily traded a few 110 degree days for 60 degrees on the trail. </p><p>It was fun and rejuvenating to spend some time away...Now back to work...</p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0tag:blogger.com,1999:blog-3326587706906477814.post-64287130904298756102023-06-23T15:00:00.002-07:002023-06-23T15:00:28.780-07:00New Listing - 5517-5519 East Knoll Drive, Fair Oaks, CA 95628<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghrLnE56jfMtCDrje9eXZKc4LCFaBKpWmqXNMcz5O0Y73oFxFvk-o8qXfrCIIH0K5abDTDZf01jrwJrbisVMij-TIIi8NXTewMr1M5xPYru9-BEOOp8d7HHpk5P5uoKZ-6o0NVO1t6cE4Nn4QDXw6awYgTBz7f-DLS3MA1PEnhPcr0AH7_O23Y71DDCCfD/s2048/5517-5519%20East%20Knoll%20Drive%20Fair%20Oaks%20CA%2095628%20DUPLEX%20for%20sale%20listing%20agent%20Erin%20Stumpf%20Coldwell%20Banker%20Realty.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1366" data-original-width="2048" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghrLnE56jfMtCDrje9eXZKc4LCFaBKpWmqXNMcz5O0Y73oFxFvk-o8qXfrCIIH0K5abDTDZf01jrwJrbisVMij-TIIi8NXTewMr1M5xPYru9-BEOOp8d7HHpk5P5uoKZ-6o0NVO1t6cE4Nn4QDXw6awYgTBz7f-DLS3MA1PEnhPcr0AH7_O23Y71DDCCfD/s320/5517-5519%20East%20Knoll%20Drive%20Fair%20Oaks%20CA%2095628%20DUPLEX%20for%20sale%20listing%20agent%20Erin%20Stumpf%20Coldwell%20Banker%20Realty.jpg" width="320" /></a></div>Excellent turn-key <a href="http://sacramentorealestateblog.blogspot.com/search/label/Investment%20Property" target="_blank">investment opportunity</a> with this renovated well-maintained <a href="https://www.soldinsac.com/mimarket/zip/95628/" target="_blank">Fair Oaks</a> <a href="http://sacramentorealestateblog.blogspot.com/search/label/Multi-Residential" target="_blank">duplex</a>! Convenient, high-demand location. Both units were substantially gutted and rebuilt approximately 6 years ago; new drywall and baseboards, new kitchen cabinets and granite countertops, new shower enclosures, bathroom vanities, and toilets, new laminate flooring, new light fixtures, new composition roof and gutters, new dual pane windows, and new HVAC units. Left side 5517 unit is 3 bedrooms/2 bathrooms with a 2-car garage, and the right side 5519 unit is 2 bedrooms/2 bathrooms with a 1-car garage. Spacious units flow nicely with lots of living space, open floorplans, big bedrooms, remodeled kitchens and bathrooms, en-suite primary bedrooms, ample storage, and large private/fenced backyards. Located near shopping, public transportation, parks, award-winning schools, and convenient access to I-80 and Hwy-50. 5517 pays $2095/mo. 5519 pays $1800/mo. DO NOT DISTURB OCCUPANTS. Offered at $749,900. For more photos and detail please visit <a href="http://erinstumpf.com/homes-for-sale-details/5517-E-KNOLL-DRIVE-FAIR-OAKS-CA-95628/223058796/6/" target="_blank">5517-5519 East Knoll Drive, Fair Oaks, CA 95628</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com05517 E Knoll Dr, Fair Oaks, CA 95628, USA38.66611 -121.25902710.355876163821158 -156.415277 66.976343836178842 -86.102777tag:blogger.com,1999:blog-3326587706906477814.post-80876569709337363862023-06-02T10:28:00.003-07:002023-06-02T10:30:00.591-07:00New Listing - 325 Mette Court, Folsom, CA 95630<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifc-vzW2PPh7KQuPPcd4xl_ptPT7RybxWIMxrpPcqQG6ZKM9Oz88MmlZFKycBdgtmX59PmWMEmuYNyjiuQfgTSJyBZ3Eeb8Mdr8rNEJ_tIxpW1RIh2JvYs7Ry1M2BpdyzPvqBwdve5btXi-QLsalxlDfHFTPu58C7UC2cczUANymNsxJH9PWcjmZx8Qg/s1151/325%20Mette%20Court,%20Folsom,%20CA%2095630%20-%20home%20for%20sale%20listed%20by%20Erin%20Stumpf%20broker%20associate%20realtor%20Coldwell%20Banker%20Realty%20DRE%2301706589.jpg" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1151" data-original-width="1099" height="293" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifc-vzW2PPh7KQuPPcd4xl_ptPT7RybxWIMxrpPcqQG6ZKM9Oz88MmlZFKycBdgtmX59PmWMEmuYNyjiuQfgTSJyBZ3Eeb8Mdr8rNEJ_tIxpW1RIh2JvYs7Ry1M2BpdyzPvqBwdve5btXi-QLsalxlDfHFTPu58C7UC2cczUANymNsxJH9PWcjmZx8Qg/w280-h293/325%20Mette%20Court,%20Folsom,%20CA%2095630%20-%20home%20for%20sale%20listed%20by%20Erin%20Stumpf%20broker%20associate%20realtor%20Coldwell%20Banker%20Realty%20DRE%2301706589.jpg" width="280" /></a></div>Well-maintained by the original owners for over two decades, this charming 3-4 bedroom, 2.5 bathroom, 2,180sf <a href="http://sacramentorealestateblog.blogspot.com/search/label/Folsom" target="_blank">Prairie Oaks Folsom</a> home is ready for a new owner! You will love the open, light and bright floorplan. Enter to find a lovely living room and picture window overlooking the front yard. The living room opens to a stunning family room with fireplace, and remodeled kitchen with white cabinets, breakfast bar, full backsplash, custom lighting, and pantry. Laminate floors throughout. At the top of the stairs find a large loft/possible 4th bedroom, and large hallway bedrooms. Lots of storage space. Envious primary suite that easily fits your Cal King bed and then some, with remodeled ensuite bathroom with dual sinks / vanities, huge closet, separate stall shower and soaking tub. Remodeled hallway bathroom with tub/shower combo and extra half bathroom downstairs. The backyard is an outdoor oasis with a built-in pool. Relax under the shade of the covered patio or canopy of trees, or in your sunny garden. There are abundant options for coffee and conversation, or the perfect al fresco dining on a crisp evening. All this on a cul-de-sac lot within close proximity to award winning <a href="https://www.fcusd.org/domain/22" target="_blank">Sandra J. Gallardo Elementary</a> and <a href="https://www.fcusd.org/fhs" target="_blank">Folsom High School</a>, the Folsom Premium Outlets, Hwy 50 and more. Don't wait! Offered at $775,000. For more photos, additional detail, and a <a href="https://show.tours/e/QhSLHJy" target="_blank">3D Virtual Walkthrough</a>, please visit <a href="https://www.soldinsac.com/listing/mlsid/148/propertyid/223046887/" target="_blank">325 Mette Court, Folsom, CA 95630</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0325 Mette Ct, Folsom, CA 95630, USA38.6506729 -121.157161410.340439063821158 -156.3134114 66.960906736178856 -86.0009114tag:blogger.com,1999:blog-3326587706906477814.post-60398002838206063132023-05-12T09:23:00.005-07:002023-05-18T09:41:54.851-07:00Just Listed - 7662 Highland Avenue, Citrus Heights, CA 95610<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitcaWnNAFdY-wlHcMa1prZlt69VH_Z-IwuxyNaUgtrNAyCSbucG_S-CHr68xJ8HmZiGEX-pBl0A6uX1RLlExeAqfaV_Q5UYfDi6lrqWyCcs1UZUBWtLiK06RI3qVM4ET0uvDRC-TRmdEdjlW2mN53T74jaO_LvNYBf1OlTrWrSvyq5ZhoKhadTjR9zLQ/s2048/7662%20Highland%20Avenue%20Citrus%20Heights%2095621%20listing%20agent%20realtor%20Erin%20Stumpf%20broker%20association%20Coldwell%20Banker%20Realty.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1365" data-original-width="2048" height="195" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitcaWnNAFdY-wlHcMa1prZlt69VH_Z-IwuxyNaUgtrNAyCSbucG_S-CHr68xJ8HmZiGEX-pBl0A6uX1RLlExeAqfaV_Q5UYfDi6lrqWyCcs1UZUBWtLiK06RI3qVM4ET0uvDRC-TRmdEdjlW2mN53T74jaO_LvNYBf1OlTrWrSvyq5ZhoKhadTjR9zLQ/w292-h195/7662%20Highland%20Avenue%20Citrus%20Heights%2095621%20listing%20agent%20realtor%20Erin%20Stumpf%20broker%20association%20Coldwell%20Banker%20Realty.jpg" width="292" /></a></div>Stunning semi-custom 4 bedroom, 2.5 bathroom, 2,393sf home in <a href="http://erinstumpf.com/citrus-heights/" target="_blank">Citrus Heights</a>! Built in 2018, you will love the light and bright floorplan and open layout. Enter to find an enviable great room with glass doors that open to the backyard, inviting the outside in. The great room has a custom built-in entertainment wall and shelving, which is a perfect centerpiece to the space. The great room opens to the stylish kitchen, which has a lovely breakfast bar, granite countertops, full tile backsplash, pantry, and stainless-steel appliances. Large hallway bedrooms. Lots of storage! Large hallway bathroom with modern decor, and convenient half bathroom off the entryway. The primary bedroom has a wet bar and wine fridge, while the ensuite primary bathroom boasts dual sinks, separate soaking tub, and large tiled walk-in shower. Laminate flooring throughout. Situated on nearly 1/3rd acre, the backyard is an outdoor oasis with a terraced stamped patio, surrounded by manicured gardens. Relax under the shade of the covered patio or canopy of trees, or in your sunny garden. There are abundant options for coffee and conversation, or the perfect al fresco dining on a crisp evening. Huge shed/workshop with power offers additional storage. All this is located in a serene setting close to the conveniences you love. Don't wait! Offered at $749,900. For more photos, detail, and a <a href="https://show.tours/e/YHMk7zH" target="_blank">3D virtual tour</a>, please visit <a href="http://erinstumpf.com/homes-for-sale-details/7662-HIGHLAND-AVENUE-CITRUS-HEIGHTS-CA-95610/223040234/6/" target="_blank">7662 Highland Avenue, Citrus Heights, CA 95610</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com07662 Highland Ave, Citrus Heights, CA 95610, USA38.6890093 -121.282440610.378775463821157 -156.4386906 66.999243136178848 -86.1261906tag:blogger.com,1999:blog-3326587706906477814.post-41690575272275983982023-05-11T08:36:00.072-07:002023-05-18T08:57:24.698-07:00Busy time at the California and National Associations of REALTORS board meetings!<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4-pGLUXYOiAKpmWp97sO_zmAem1h982WcCzl8CUg5W2dJh3vzBi9DkACeu4QqrDd_8DxMOYauhEZa-S81ZtxpfD9CqCd96lznrbIJMqe0MlKRI47l3eAbudsCx3HOA5ZTs9OzpCDFweMefH18k3t0kug5frY59ROJSK3BHmgYQruHTXe9oGdMrZql-w/s4032/erin%20stumpf%20chair%202023%20nar%20federal%20taxation%20committee.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="3024" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4-pGLUXYOiAKpmWp97sO_zmAem1h982WcCzl8CUg5W2dJh3vzBi9DkACeu4QqrDd_8DxMOYauhEZa-S81ZtxpfD9CqCd96lznrbIJMqe0MlKRI47l3eAbudsCx3HOA5ZTs9OzpCDFweMefH18k3t0kug5frY59ROJSK3BHmgYQruHTXe9oGdMrZql-w/s320/erin%20stumpf%20chair%202023%20nar%20federal%20taxation%20committee.jpg" width="240" /></a></div>It has been a busy last couple of weeks! I serve on the <a href="http://sacramentorealestateblog.blogspot.com/search/label/California%20Association%20of%20Realtors" target="_blank">California Association of REALTORS®</a> (<a href="http://sacramentorealestateblog.blogspot.com/search/label/California%20Association%20of%20Realtors">C.A.R.</a>) Board of Directors, and the <a href="http://sacramentorealestateblog.blogspot.com/search/label/National%20Association%20of%20Realtors" target="_blank">National Association of REALTORS®</a> (<a href="http://sacramentorealestateblog.blogspot.com/search/label/National%20Association%20of%20Realtors" target="_blank">NAR</a>) Board of Director, and for the last couple weeks in addition to helping my clients <a href="http://erinstumpf.com/search/" target="_blank">buy</a> and <a href="http://erinstumpf.com/what-is-my-home-worth/" target="_blank">sell</a> like any typical <a href="https://www.soldinsac.com/about/" target="_blank">agent</a> would, I have also been helping craft policy positions and advocate on behalf of my profession and homeowners.<p></p><p>In addition to being a Director on the Board, at <a href="http://sacramentorealestateblog.blogspot.com/search/label/California%20Association%20of%20Realtors.">C.A.R.</a> I am the Vice Chair of the Federal Issues policy committee. This committee advises the <a href="http://sacramentorealestateblog.blogspot.com/search/label/California%20Association%20of%20Realtors">C.A.R.</a> board as to what federal policies to advocate for in conjunction with <a href="http://sacramentorealestateblog.blogspot.com/search/label/National%20Association%20of%20Realtors" target="_blank">NAR</a>. Pretty cool stuff.</p><p>In addition to being a Director on the Board, at <a href="http://sacramentorealestateblog.blogspot.com/search/label/National%20Association%20of%20Realtors" target="_blank">NAR</a> I am the Chair of the Federal Taxation policy committee. Last week my committee and our Board of Directors moved internal policy forward to advocate for reduced capital gains for owners of single family and 2-4 unit rental properties who sell to owner-occupants...</p><p>It is pretty exciting to be on the forefront of advocating on behalf of our nations 1.5M+ REALTOR® members and millions of property owners. As someone with a <a href="https://sacramentorealestateblog.blogspot.com/2018/06/erin-stumpf-graduated-with-my-masters-degree-in-public-policy-administration-csus-sacramento-state-university-realtor-broker-housing-advocate-nerd.html" target="_blank">Masters Degree in Public Policy</a>, operating at such a high level to advocate for policies that increase homeownership is really awesome. Our next meetings are in the fall and I can't wait!</p><p><br /></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0Sacramento, CA, USA38.5815719 -121.494399610.271338063821155 -156.6506496 66.891805736178839 -86.3381496tag:blogger.com,1999:blog-3326587706906477814.post-25622509440419668702023-04-28T08:03:00.007-07:002023-04-30T08:15:20.039-07:00Just Listed - 3852 Kroy Way, Sacramento, CA 95820 (Tahoe Park)<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEip9mXoZCDRiZ4oDt902Tk3wFDZIdylj0tW8PNnZCjqHrfrZabiwA6pbmShwJIYg4eiYGtF0wZeekHkUL_6YI9QeSpZKsF7_N-sofJ8szk-RgGoI52-XFmB-xue2RF0va8TqR6zdz1f-uXQxpRJtUrt609wNtOUSQeyB3HuU4d2C5FLUpkNHqU5VPpEZg/s2048/3852%20Kroy%20Way%20Sacramento%20Tahoe%20Park%20CA%2095820%20listing%20agent%20broker%20associate%20Realtor%20Erin%20Stumpf%20Coldwell%20Banker%20Realty%20DRE%20%2301706589.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1365" data-original-width="2048" height="199" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEip9mXoZCDRiZ4oDt902Tk3wFDZIdylj0tW8PNnZCjqHrfrZabiwA6pbmShwJIYg4eiYGtF0wZeekHkUL_6YI9QeSpZKsF7_N-sofJ8szk-RgGoI52-XFmB-xue2RF0va8TqR6zdz1f-uXQxpRJtUrt609wNtOUSQeyB3HuU4d2C5FLUpkNHqU5VPpEZg/w298-h199/3852%20Kroy%20Way%20Sacramento%20Tahoe%20Park%20CA%2095820%20listing%20agent%20broker%20associate%20Realtor%20Erin%20Stumpf%20Coldwell%20Banker%20Realty%20DRE%20%2301706589.jpg" width="298" /></a></div>Well-maintained, this 3 bedroom, 1.5 bathroom, 1,173sf <a href="https://www.soldinsac.com/community/id/1694762/area/Tahoe%20Park/" target="_blank">Tahoe Park</a> Charmer is ready for a new owner! You will love the open, light and bright floorplan. Enter to find a lovely living room with cozy fireplace and picture window overlooking the front yard. The living room opens to a stunning remodeled and enlarged kitchen with white cabinets, stainless steel appliances, stone counters, a second prep sink, a center island, and marmoleum floors. Original wood floors throughout the living areas. Front bedroom has ensuite updated half bathroom. Large hallway bedrooms, and remodeled hallway bathroom with tiled tub/shower combo. French doors and dual-pane windows add to the home's energy efficiency and charm. Inside laundry, and an oversized one-car garage with lots of extra storage space. The long gated driveway provides ample off-street parking. Situated on an enormous lot with mature trees, this home is perfect for outdoor entertaining, and has LOTS of space to garden, tend to chickens, or play! Location is within close proximity to parks, schools, shops, restaurants, <a href="http://sacramentorealestateblog.blogspot.com/search/label/UCDMC" target="_blank">UCDMC</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/Sac%20State" target="_blank">Sacramento State University</a>, public transportation, and easy freeway access with a straight shot to Downtown. Don't wait! Offered at $529,900. For more photos, detail, and a <a href="https://show.tours/e/PT2vMKC" target="_blank">3D virtual tour</a>, please visit <a href="http://erinstumpf.com/homes-for-sale-details/3852-KROY-WAY-SACRAMENTO-CA-95820/223034564/6/" target="_blank">3852 Kroy Way, Sacramento, CA 95820</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com03852 Kroy Way, Sacramento, CA 95820, USA38.5402543 -121.429392210.230020463821155 -156.5856422 66.850488136178853 -86.2731422tag:blogger.com,1999:blog-3326587706906477814.post-62823790696440043142023-04-27T07:51:00.001-07:002023-04-30T08:01:28.678-07:00Just Listed - 907 Rio Robles Avenue, Sacramento, CA 95838<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_yt0Abzxfsfq0LYSlsk8IAjR9Wl-ZtTnR_GkM7Up36hS7D5meKKHSIlx5LUTIFzlkd7UDwyaFJvtD22VXAt252GXX_yqhX7ZsIdlxgkuJ4zlasvoT-YPZVLHLyDACBl0XJP9xBNr_HRMExs9Dkg5-4MeJ5JH_EKc_E_6FPP2G2YLSKEQ5crU3yHVbLA/s2048/907%20Rio%20Robles%20Avenue,%20Sacramento,%20CA%2095838,%20listing%20agent%20broker%20associate%20REALTOR%20Erin%20Stumpf%20Coldwell%20Banker%20Realty%20DRE%2301706589.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1352" data-original-width="2048" height="188" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_yt0Abzxfsfq0LYSlsk8IAjR9Wl-ZtTnR_GkM7Up36hS7D5meKKHSIlx5LUTIFzlkd7UDwyaFJvtD22VXAt252GXX_yqhX7ZsIdlxgkuJ4zlasvoT-YPZVLHLyDACBl0XJP9xBNr_HRMExs9Dkg5-4MeJ5JH_EKc_E_6FPP2G2YLSKEQ5crU3yHVbLA/w285-h188/907%20Rio%20Robles%20Avenue,%20Sacramento,%20CA%2095838,%20listing%20agent%20broker%20associate%20REALTOR%20Erin%20Stumpf%20Coldwell%20Banker%20Realty%20DRE%2301706589.jpg" width="285" /></a></div>This beautiful 3 bedroom, 2 bathroom, 1,673sf <a href="https://www.soldinsac.com/mimarket/zip/95838/" target="_blank">North Sacramento</a> home boasts an open floor plan with plenty of natural light. You will love cooking in the large kitchen with granite counters, gas range, ample counter space, and a breakfast bar that opens to the living area. Custom window shutters throughout home. The living area is freshly painted and features vaulted ceilings and laminate and tile flooring, creating a seamless flow from room to room. Large bedrooms. Hallway bathroom has a large vanity with granite counters, and a tub/shower combo. Indoor laundry room. Retreat to the spacious primary suite complete with a luxurious ensuite bathroom featuring a large soaking tub, tile shower stall, dual sinks, and walk-in closet. With a huge nearly quarter acre yard there is a lot of sunny space to garden or play! Large covered patio and HUGE storage shed. Attached 2-car garage, remote-controlled gate. All this within close proximity to the <a href="https://www.outdoorproject.com/united-states/california/sacramento-northern-bikeway" target="_blank">Sacramento Northern Bike Trail</a>, parks, schools, <a href="https://bellacqualake.com/" target="_blank">Bell Acqua</a>, and more! Don't miss out on the opportunity to make this house your home! Offered at $475,000. For more photos, detail, and a <a href="https://show.tours/e/VzkrxSP" target="_blank">3D virtual tour</a>, please visit <a href="http://erinstumpf.com/homes-for-sale-details/907-RIO-ROBLES-AVENUE-SACRAMENTO-CA-95838/223032021/6/" target="_blank">907 Rio Robles Avenue, Sacramento, CA 95838</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0907 Rio Robles Ave, Sacramento, CA 95838, USA38.6649736 -121.444680110.354739763821158 -156.6009301 66.975207436178849 -86.2884301tag:blogger.com,1999:blog-3326587706906477814.post-64401509855574583502023-04-06T13:21:00.002-07:002023-04-06T13:21:23.633-07:00New Listing - 7413 Mar Vista Way, Citrus Heights, CA 95621<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4aq0UAey25u81GkoSBSBFVOFBO8ZQEDmRqabiy7WRqcpN0q1qLu8A0V7WtzUKUkh5HeS2M0TwPbmnc4Jx12vO3s3OAkHjddNchfNXB3njYzieii1_YuSRgRBF6mixObFjZ-S-nbTRSSCd5pWNqAAMQlF-z76sGm6h2MTy9zrdxL1KiUtVGHO3RYTBng/s2048/7413%20Mar%20Vista%20Way,%20Citrus%20Heights%20CA%2095621%20home%20for%20sale%20listing%20agent%20Erin%20Stumpf%20broker%20associate%20REALTOR%20Coldwell%20Banker%20Realty%20DRE%23%2001706589.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1399" data-original-width="2048" height="195" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4aq0UAey25u81GkoSBSBFVOFBO8ZQEDmRqabiy7WRqcpN0q1qLu8A0V7WtzUKUkh5HeS2M0TwPbmnc4Jx12vO3s3OAkHjddNchfNXB3njYzieii1_YuSRgRBF6mixObFjZ-S-nbTRSSCd5pWNqAAMQlF-z76sGm6h2MTy9zrdxL1KiUtVGHO3RYTBng/w285-h195/7413%20Mar%20Vista%20Way,%20Citrus%20Heights%20CA%2095621%20home%20for%20sale%20listing%20agent%20Erin%20Stumpf%20broker%20associate%20REALTOR%20Coldwell%20Banker%20Realty%20DRE%23%2001706589.jpg" width="285" /></a></div>Owned by the same family for nearly 25 years, this well-maintained 3 bedroom, 2 bathroom, 1,106sf <a href="http://erinstumpf.com/citrus-heights/" target="_blank">Citrus Heights</a> home is the perfect blank canvas for your personal touches. You will love the spacious, light and bright floorplan, dual pane windows and laminate flooring. Large living room overlooks the front yard. Enviable kitchen features lots of counter space, and has an adjacent formal dining area. Large hallway bedrooms! Primary suite has lots of closet space and an ensuite bathroom with a stall shower. Large covered patio space is the perfect place to enjoy coffee and conversation, or for al fresco dining while entertaining guests on a crisp evening. Big backyard with lots of sunny space to garden or play. Attached 2-car attached garage. Newer central heat and air, and newer water heater. Composition roof. All this located in close proximity to I-80, public transportation, k-12 schools, shopping, restaurants, & more. Don't wait! Offered at $399,900. For more information and a <a href="https://show.tours/e/Z5R62jY" target="_blank">3D Virtual Tour</a>, please visit <a href="http://erinstumpf.com/homes-for-sale-details/7413-MAR-VISTA-WAY-CITRUS-HEIGHTS-CA-95621/223025597/6/" target="_blank">7413 Mar Vista Way, Citrus Heights, CA 95621</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com07413 Mar Vista Way, Citrus Heights, CA 95621, USA38.7007979 -121.319027110.390564063821152 -156.4752771 67.011031736178836 -86.1627771tag:blogger.com,1999:blog-3326587706906477814.post-42365748111311034552023-03-29T11:00:00.004-07:002023-03-29T11:02:07.723-07:00California Dream For All Downpayment Assistance Shared Appreciation Loan - administered through the California Housing Finance Agency (CalHFA)<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiqmwMlQl0esfYbnYp7tMsE541Fl9zFnDLj_4oNoxgnrnlKGmi4TsM9tQzJEEoSCrLFcVPoyXo7krN4igmKzkJ94OQocda_Ao7_Gm-xjhtxZaOfBPHaJ7Aogtr0JNpIDmaMfzcoDfY4iKswMHpSYml3iNCaE8nghtv5A_drQgpnw1oMimVu9OhmuSnb0A/s1024/IMG_9963%20front.jpg" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="683" data-original-width="1024" height="168" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiqmwMlQl0esfYbnYp7tMsE541Fl9zFnDLj_4oNoxgnrnlKGmi4TsM9tQzJEEoSCrLFcVPoyXo7krN4igmKzkJ94OQocda_Ao7_Gm-xjhtxZaOfBPHaJ7Aogtr0JNpIDmaMfzcoDfY4iKswMHpSYml3iNCaE8nghtv5A_drQgpnw1oMimVu9OhmuSnb0A/w252-h168/IMG_9963%20front.jpg" width="252" /></a></div>The "<a href="https://www.calhfa.ca.gov/dream/index.htm" target="_blank">California Dream For All</a>" Downpayment Assistance Shared Appreciation Loan was released this week via the <a href="https://www.calhfa.ca.gov/" target="_blank">California Housing Finance Agency</a> (<a href="https://www.calhfa.ca.gov/" target="_blank">CalHFA</a>) to a lot of excitement and fanfare. Candidly, this is a super unique state-funded program and I think it may be the first of its kind in the US. Funded by a <a href="https://www.sacbee.com/news/business/article273635425.html" target="_blank">state budget allocation</a>, California is going all in to help first time buyers afford homes. I should say that funding for this program is limited and will likely run out, so if this interests you DO NOT wait.<p></p><p><a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">Buyers</a> who qualify may receive up to 20% of the purchase price of the home (or appraised value, whichever is less) to use as downpayment or closing costs. The 20% is a "silent second" -- meaning you borrow the funds however payments on this second mortgage are deferred for the life of the first mortgage loan. If you were to refinance the loan or sell the home at a later time, the funds must be repaid and a 15% or 20% share of the home's appreciation must be paid as well. The share of the home's appreciation that is due at the time of sale or refinance depends on the income level of the borrower.</p><p>Borrower Requirements </p><p></p><ul><li>Be a <a href="http://sacramentorealestateblog.blogspot.com/search/label/First%20Time%20Buyers" target="_blank">first-time homebuyer</a>. (CalHFA defines this as someone who has not owned and occupied their own home in the last three years)</li><li>Occupy the property as a primary residence; non-occupant co-borrowers are not allowed. </li><li>CalHFA borrowers must complete two levels of <a href="https://calhfa.ehomeamerica.org/sponsor_user/sponsor_main" target="_blank">homebuyer education</a> and <a href="https://www.calhfadreamforall.com/" target="_blank">homebuyer counseling</a> and obtain a certificate of completion through an eligible homebuyer counseling organization. </li><li>Meet <a href="https://www.calhfa.ca.gov/homeownership/limits/income/income.pdf" target="_blank">CalHFA income limits</a> for this program. (In <a href="http://sacramentorealestateblog.blogspot.com/search/label/Sacramento%20County" target="_blank">Sacramento County</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/Placer%20County" target="_blank">Placer County</a>, and <a href="http://sacramentorealestateblog.blogspot.com/search/label/El%20Dorado%20County" target="_blank">El Dorado County</a>, the income limit is currently $202,000. In <a href="http://sacramentorealestateblog.blogspot.com/search/label/Yolo%20County" target="_blank">Yolo County</a>, the limit is currently $211,000)</li></ul><div>Property Requirements</div><div></div><p></p><ul style="text-align: left;"><li>Be a single-family, one-unit residence, including approved condominium/PUDs </li><ul><li>Guest houses, granny units and in-law quarters may be eligible </li></ul><li>Manufactured housing is permitted </li><li>Condominiums must meet the guidelines of the first mortgage</li></ul><div>There may be other requirements as well. To apply, since <a href="http://calhfa.ca.gov" target="_blank">CalHFA</a> is not a direct lender, their programs are offered through private loan officers who have been approved & trained by <a href="http://Calhfa.ca.gov" target="_blank">CalHFA</a>. I know and have worked with several lenders who are approved to provide this program -- feel free to reach out to me at erin@erinstumpf.com or 916-342-1372 and I can connect you with one, or you can search <a href="https://www.calhfa.ca.gov/homebuyer/lenders.htm" target="_blank">CalHFA's lender directory</a> here.</div><div><br /></div><div><a href="http://calhfa.ca.gov" target="_blank">CalHFA</a> offers <a href="https://www.calhfa.ca.gov/homebuyer/programs/index.htm" target="_blank">NUMEROUS homebuyer downpayment and closing costs assistance programs</a>, so they have a variety of programs if this one is not the best one for you. </div><div><br /></div><div>Once you are pre-approved for your purchase, we can start the fun part -- <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">shopping for your home</a>.</div>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0Sacramento, CA, USA38.5815719 -121.494399610.271338063821155 -156.6506496 66.891805736178839 -86.3381496tag:blogger.com,1999:blog-3326587706906477814.post-62014377423398620092023-03-21T17:16:00.002-07:002023-03-21T17:16:38.634-07:00New Listing - 625 Regginald Way, Sacramento, CA 95838<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjw-v6nzBtoPNASgSLkDTY9mPnfp5SgoNS_DUcNWVIW6nNx5Dh6tOitNIRyi38AJbXQGOUsHAuhYzV6GUp6KXN4Z7EBVmq4yRDpG2nFPcKG2u0W4cPeA37Lh7WukANvrDMjENLClza7tlmvCwROSTEU7ECm695GIeb8UdjBaiYAJSb8Dz-WfQPZrk2wKQ/s2048/625%20Regginald%20Way,%20Sacramento,%20CA%2095838%20listing%20agent%20Erin%20Stumpf%20Coldwell%20Banker%20Realty%20DRE%20%23%2001706589.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1365" data-original-width="2048" height="204" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjw-v6nzBtoPNASgSLkDTY9mPnfp5SgoNS_DUcNWVIW6nNx5Dh6tOitNIRyi38AJbXQGOUsHAuhYzV6GUp6KXN4Z7EBVmq4yRDpG2nFPcKG2u0W4cPeA37Lh7WukANvrDMjENLClza7tlmvCwROSTEU7ECm695GIeb8UdjBaiYAJSb8Dz-WfQPZrk2wKQ/w306-h204/625%20Regginald%20Way,%20Sacramento,%20CA%2095838%20listing%20agent%20Erin%20Stumpf%20Coldwell%20Banker%20Realty%20DRE%20%23%2001706589.jpg" width="306" /></a></div>Loved by the same family for over 25 years, this 4 bedroom, 2 bathroom, 1,258sf home is ready for a new owner. Adorable fixer-upper that is the perfect blank canvas for your personal touches and renovation. You will love the light and bright floorplan, newer dual pane windows, spacious living room with large picture window overlooking the front yard. Cute kitchen has lots of storage space. Large primary bedroom has an ensuite bathroom and a big walk-in closet. Attached 2-car garage. HUGE backyard with lots of sunny space to garden or play. The possibilities are endless! Location location location, with close proximity to public transportation, shopping, restaurants, schools, Robla Community Park, convenient freeway access, and more! Don't wait! Offered at $349,900. For more photos and a <a href="https://show.tours/e/44WmrvP" target="_blank">3D virtual tour</a>, please visit <a href="http://erinstumpf.com/homes-for-sale-details/625-REGGINALD-WAY-SACRAMENTO-CA-95838/223022399/6/" target="_blank">625 Regginald Way, Sacramento, CA 95838</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0625 Regginald Way, Sacramento, CA 95838, USA38.6449196 -121.451175210.334685763821156 -156.6074252 66.955153436178847 -86.2949252tag:blogger.com,1999:blog-3326587706906477814.post-73382677188648194552023-02-08T14:56:00.030-08:002023-02-14T15:04:28.039-08:00New Listing - 4984 King Arthur Place, Sacramento, CA 95841<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLZ6I_xGjVb8e5-6v8IE8XQQPRNlqBCd4uesbUlv1y3mofMn8-KoWwMPjlDn4hyEDo3ik6m09Y1k39_GOG6bTA11QE3hWzFNuqV4EKr6vktaVYgzbZNhbMxyPPGhD7raWH0rMFR5Ho04e_WP1nSyX11mkIF7LdJHa4oGkrk8GNgdYP8L_g0h83UnJAXg/s2048/4894%20King%20Arthur%20Place%20Sacramento%20CA%2095841%20Listing%20Agent%20Erin%20Stumpf%20%2301706589%20Coldwell%20Banker.jpg" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1366" data-original-width="2048" height="197" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLZ6I_xGjVb8e5-6v8IE8XQQPRNlqBCd4uesbUlv1y3mofMn8-KoWwMPjlDn4hyEDo3ik6m09Y1k39_GOG6bTA11QE3hWzFNuqV4EKr6vktaVYgzbZNhbMxyPPGhD7raWH0rMFR5Ho04e_WP1nSyX11mkIF7LdJHa4oGkrk8GNgdYP8L_g0h83UnJAXg/w296-h197/4894%20King%20Arthur%20Place%20Sacramento%20CA%2095841%20Listing%20Agent%20Erin%20Stumpf%20%2301706589%20Coldwell%20Banker.jpg" width="296" /></a></div>Welcome to this small secluded community of Camelot in the <a href="http://sacramentorealestateblog.blogspot.com/search/label/Arden" target="_blank">Arden</a> <a href="http://sacramentorealestateblog.blogspot.com/search/label/Arcade" target="_blank">Arcade</a> area of <a href="http://soldinsac.com" target="_blank">Sacramento</a>! Meticulously cared for by the same family for nearly 15 years, this adorable 3 bedroom, 2.5 bathroom, 1,512sf home is ready for a new owner. You will love the spacious floorplan. Enter to find a large kitchen with a expansive breakfast bar that opens to the dining room. Large adjacent living room opens to the backyard and has a cute cozy fireplace. Downstairs half bathroom and inside laundry area. Upstairs find two over-sized hallway bedrooms with lots of closet space, and a large hallway bathroom. Primary suite has a huge walk-in closet, and a spacious en-suite bathroom. Private fenced backyard with low-maintenance artificial turf. Attached 2-car garage! Low HOA dues - $150/mo! Conveniently located in close proximity to I-80, parks, schools, shopping, restaurants, and more! Don't wait! Offered at $359,900. For more photos, information, and a <a href="https://show.tours/e/MWFCY3D" target="_blank">3D virtual tour</a>, please visit <a href="http://erinstumpf.com/homes-for-sale-details/4984-KING-ARTHUR-PLACE-SACRAMENTO-CA-95841/223008991/6/" target="_blank">4984 King Arthur Place, Sacramento, CA 95841</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com04984 King Arthur Pl, Sacramento, CA 95841, USA38.6570858 -121.345005310.346851963821152 -156.5012553 66.967319636178843 -86.1887553tag:blogger.com,1999:blog-3326587706906477814.post-10478271804058455222023-01-11T17:30:00.040-08:002023-05-18T09:11:25.840-07:00Completed my year as 2022 Sacramento Association of Realtors President, and passed the gavel today...<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhgfQuFOAOynZEtdUrfojAqfih13YADlv7fEEMm_rVENQWKSG9kIkOc1RfxHawpVZgQwD6znrjSmd9VCSPWZ3UTUXF04H3swxn8kMFIuUmFXcCwtf6bxD43lPsM3OWY76GsC395TFrQwOG5GP8tnNL3wVlysXVTlHncBLisY5EkHdf3Z8o0NBD2Yxhppg/s2048/Passing%20the%20gavel%20erin%20stumpf%202022%20president%20sacramento%20association%20of%20realtors.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1536" data-original-width="2048" height="220" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhgfQuFOAOynZEtdUrfojAqfih13YADlv7fEEMm_rVENQWKSG9kIkOc1RfxHawpVZgQwD6znrjSmd9VCSPWZ3UTUXF04H3swxn8kMFIuUmFXcCwtf6bxD43lPsM3OWY76GsC395TFrQwOG5GP8tnNL3wVlysXVTlHncBLisY5EkHdf3Z8o0NBD2Yxhppg/w293-h220/Passing%20the%20gavel%20erin%20stumpf%202022%20president%20sacramento%20association%20of%20realtors.jpg" width="293" /></a></div>Today I passed the gavel to my good friend Cherie Hunt, the new 2023 President of the <a href="http://sacramentorealestateblog.blogspot.com/search/label/Sacramento%20Association%20of%20Realtors" target="_blank">Sacramento Association of REALTORS</a>. I feel like this is more the beginning than the end. In 2022 our Board of Directors laid the foundation for some amazing things to come that I am so excited for. Together in 2022, we: <p></p><p>✅ Amended the <a href="http://sacramentorealestateblog.blogspot.com/search/label/Sacramento%20Association%20of%20Realtors" target="_blank">SAR</a> Bylaws to change qualifying criteria to serve on the Board of Directors, making the criteria more broad and inclusive so that more diverse voices qualify to serve; </p><p>✅ Restructured the Board of Directors so that the Chair of the Diversity, Equity, Inclusion & Fair Housing Committee has a carved out seat on the board; </p><p>✅ Formalized/signed a "Memorandum of Understanding" between <a href="https://sacrealtor.org/" target="_blank">SAR</a> and the Sacramento Chapters of Women's Council of REALTORS (WCR), the Asian Real Estate Association of America (AREAA), the National Hispanic Organization of Real Estate Associates (NHORA), and the Sacramento Realtist Association -- all so that we can build the foundation to support each other and collaborate in mutual support of each others' missions; </p><p>✅ 86% of our extended leadership team (all Chairs, Vice Chairs, and the Board of Directors) completed the Fair Housing Challenge (completed the Fairhaven Simulation, watched the Bias Override video, and completed the At Home With Diversity certification) -- to the other 14% you have 2 weeks left before the end of 2022!; </p><p>✅ Renamed 'Affiliate' Members to be 'Preferred Partners'; </p><p>✅ Created a Preferred Partners Advisory Committee to focus on enhancing member value to our Preferred Partners; </p><p>✅ Added Preferred Partners to two key <a href="https://sacrealtor.org/" target="_blank">SAR</a> committees -- the Nominating Committee and the Government Relations Committee; </p><p>✅ Re-envisioned the Volunteer Coordinating Committee to be the Community Outreach Committee and shifted focus toward more civic/community/public affairs engagement and outreach; </p><p>✅ Streamlined our Fundraising Events policies; </p><p>✅ Moved toward a "master calendar" and preplanning of events for more strategic continuity, and allocated use of resources and time; </p><p>✅ Conducted the first comprehensive member survey since 2016; </p><p>✅ And started but still underway: formed an Investment Strategies Task Force to review our financial and investment policies; </p><p>✅ Also started but still underway: an overhaul of our Manual of Procedures including committee charters, structure, and function; AND... </p><p>✅ Did I mention we hired a new CEO, Jessica Coates???</p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbXu2lrCBrb5yz_yRxRJ9r3cMEICVAVEn0PZiwzdzSfwZXppTmnM0uNuMtGm18pvHTno_IxMbuVYPkEJ_3RcSt4pFCy0wnHtmWX3zlQjfpzZmGCiNR8c9jRgAD5vtAzRfNIdXnoxF_0FvK7BHy1BAE5lzUYvviMvp8W2by6v2jlN-S1KDiy_rAqC7KBg/s2048/erin%20stumpf%202022%20president%20sacramento%20association%20of%20realtors.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1560" data-original-width="2048" height="207" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbXu2lrCBrb5yz_yRxRJ9r3cMEICVAVEn0PZiwzdzSfwZXppTmnM0uNuMtGm18pvHTno_IxMbuVYPkEJ_3RcSt4pFCy0wnHtmWX3zlQjfpzZmGCiNR8c9jRgAD5vtAzRfNIdXnoxF_0FvK7BHy1BAE5lzUYvviMvp8W2by6v2jlN-S1KDiy_rAqC7KBg/w271-h207/erin%20stumpf%202022%20president%20sacramento%20association%20of%20realtors.jpg" width="271" /></a></div>And this scratches the surface — as our committees did so many other wonderful things this year to benefit our members and the Sacramento Community. I can't even begin to describe how thankful I am for all of our SAR volunteer leaders and our amazing staff who made the magic happen this year. Onward to 2023 under the leadership of Cherie Hunt, and I can't wait to build on the initiatives we started. ❤️❤️<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0Sacramento, CA, USA38.5815719 -121.494399610.271338063821155 -156.6506496 66.891805736178839 -86.3381496tag:blogger.com,1999:blog-3326587706906477814.post-47781036145193034492023-01-03T12:03:00.002-08:002023-01-03T12:03:29.575-08:00Do you have a home for these buyers? <p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFEK6oNcmqyFPfXZOXjucpnAUQdOkTvGWaEj0d_9DH3iC-sHPBCOpymHGM4Bfdf3AzEJ2dEbiSt2X7uAtQLd5Qz92ShhEiFSgzBPPhSqys-_bDXUo-Q7mNNQYt0p5BSyy5jmdicLdJ9S4aWuAG3ryFM58bvi72hvlvf5mC1GCdS4yN6LRbcPfVDXsykA/s1125/wanted-%20your%20home%20in%20sacramento.JPG" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1125" data-original-width="1125" height="237" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFEK6oNcmqyFPfXZOXjucpnAUQdOkTvGWaEj0d_9DH3iC-sHPBCOpymHGM4Bfdf3AzEJ2dEbiSt2X7uAtQLd5Qz92ShhEiFSgzBPPhSqys-_bDXUo-Q7mNNQYt0p5BSyy5jmdicLdJ9S4aWuAG3ryFM58bvi72hvlvf5mC1GCdS4yN6LRbcPfVDXsykA/w237-h237/wanted-%20your%20home%20in%20sacramento.JPG" width="237" /></a></div>Do you have a <a href="http://erinstumpf.com/what-is-my-home-worth/" target="_blank">home for any of these buyers</a>? As 2023 begins, and I have lots of <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">buyers</a> in the market to purchase a home, I thought that perhaps I would send this out to the universe with the hopes that someone thinking about selling might notice that I have a <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">buyer looking for a home</a> that sounds like theirs. It seems to be a common belief right now that with changed real estate market dynamics that nobody is buying -- but that is just FALSE. There are MANY <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">motivated buyers</a> out there, and while listing inventory is above where it has been throughout the pandemic, inventory is still relatively low.<p></p><div>So with that, here is a list of my <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">buyer clients</a>, their price ranges, and basic search criteria. If you are thinking about <a href="http://erinstumpf.com/what-is-my-home-worth/" target="_blank">selling a home</a> or know someone who wants to <a href="https://www.soldinsac.com/sell/" target="_blank">sell their home</a> who has something like any of these, please do not hesitate to reach out to me - 916-342-1372 or erin@erinstumpf.com. I am happy to see if my clients are a fit for your home and explore next steps, or help you <a href="http://sacramentorealestateblog.blogspot.com/search/label/My%20Listings" target="_blank">strategize preparing your home for sale</a>. <br /><br /><a href="http://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">Buyer</a> A: <a href="http://sacramentorealestateblog.blogspot.com/search/label/Carmichael" target="_blank">Carmichael</a>, <a href="http://erinstumpf.com/fair-oaks/" target="_blank">Fair Oaks</a>, <a href="http://erinstumpf.com/arden-arcade/" target="_blank">Arden/Arcade</a> - this buyer is looking for a minimum of 3 bedrooms, 2 bathrooms, and a minimum of about 1200sf. They would prefer a home that is updated and are not in the market for a fixdr. They'd love a larger-ish yard (like .18ac or above) and a pool would be a bonus. They are well-qualified for a conventional loan up to about $650,000. <br /><br /><a href="http://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">Buyer</a> B: <a href="http://erinstumpf.com/rosemont-college-greens/" target="_blank">Rosemont</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/College%20Greens" target="_blank">College Greens</a>, <a href="https://www.soldinsac.com/community/id/1694822/area/Rancho%20Cordova/" target="_blank">Rancho Cordova</a> - this buyer is looking for a single level 4 bedroom, 2 bathroom home under 2,000sf. Specifically they want an updated kitchen that opens to the living space. They do not want any interior stairs/steps and specifically do not want a swimming pool. They are well-qualified for a conventional loan up to about $550,000. <br /><br /><a href="http://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">Buyer</a> C: <a href="http://erinstumpf.com/land-park/" target="_blank">Land Park</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/Hollywood%20Park" target="_blank">Hollywood Park</a>, <a href="http://erinstumpf.com/east-sacramento/" target="_blank">East Sacramento</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/Elmhurst" target="_blank">Med Center</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/Tahoe%20Park" target="_blank">Tahoe Park</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/Woodlake" target="_blank">Woodlake</a>, <a href="https://www.soldinsac.com/community/id/1694812/area/South%20Land%20Park/" target="_blank">South Land Park</a> - this buyer is looking for a 3 bedroom, ideally at least 2 bathrooms. They would also love something updated and turn key. They are well-qualified for a conventional loan up to about $600,000. <br /><br /><a href="http://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">Buyer</a> D: <a href="http://sacramentorealestateblog.blogspot.com/search/label/Carmichael" target="_blank">Carmichael</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/Arden" target="_blank">Arden</a>/<a href="http://sacramentorealestateblog.blogspot.com/search/label/Arcade" target="_blank">Arcade</a>, <a href="http://erinstumpf.com/fair-oaks/" target="_blank">Fair Oaks</a>, <a href="http://erinstumpf.com/citrus-heights/" target="_blank">Citrus Heights</a> - this buyer is specifically looking for a turn-key single-level small home, half-plex, or a condo, and it must have at least 1.5 or preferrably 2 bathrooms, an enclosed private garage space. They are well-qualified for a conventional loan up to about $350,000 (or less if a condo with HOA dues). <br /><br /><a href="http://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">Buyer</a> E: <a href="http://erinstumpf.com/sacramento-midtown/" target="_blank">Midtown</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/Downtown%20Sacramento" target="_blank">Downtown</a>, <a href="http://erinstumpf.com/east-sacramento/" target="_blank">East Sacramento</a> - this buyer is looking for a 2+ bedroom, 1+ bathroom home on the grid that is within a short distance to the state Capitol, restaurants, shops, etc. They are well-qualified for a conventional loan up to about $550,000. <br /><br /><a href="http://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">Buyer</a> F: Oak Park, <a href="http://sacramentorealestateblog.blogspot.com/search/label/Tahoe%20Park" target="_blank">Tahoe Park</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/Rosemont" target="_blank">Rosemont</a>, <a href="http://sacramentorealestateblog.blogspot.com/search/label/College%20Greens" target="_blank">College Greens</a> - this buyer is looking for a 3 bedroom, 2 bathroom home that is not a fixer. Would love an open-floorplan if possible, and an above average sized yard (like .12ac+). They are well-qualified for a conventional loan up to $450,000.<br /><br /><a href="http://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">Buyer</a> G: <a href="http://sacramentorealestateblog.blogspot.com/search/label/Arden" target="_blank">Arden</a>/<a href="http://sacramentorealestateblog.blogspot.com/search/label/Arcade" target="_blank">Arcade</a>, <a href="http://erinstumpf.com/carmichael/" target="_blank">Carmichael</a> - this buyer is looking for a 3 bedroom, 2 bathroom single story home of a maximum of 1800sf. They would prefer something turn-key and would love an open floorplan. They do not want to be on or adjacent to a busy street and would prefer to be within a short walk (less than a half mile) of a dog park. They are well-qualified for a conventional loan up to $750,000.<br /><br /><a href="http://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">Buyer</a> H: Swallows Nest in <a href="https://www.soldinsac.com/community/id/1694817/area/Natomas/" target="_blank">Natomas</a>: Needs to be turn-key, single level. Likely an all-cash purchase up to around $500,000.</div><div><br /></div><div><a href="http://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">Buyer</a> I: <a href="http://sacramentorealestateblog.blogspot.com/search/label/Folsom" target="_blank">Folsom</a>: this buyer is looking for a turn-key minimum 3 bedroom, 2 bathroom home 1,400sf+, in a neighborhood within one of the following elementary school boundaries -- Gallardo, Empire Oaks, Oak Chan, or Gold Ridge. Ideally this home will be updated, and located in a neighborhood with mature trees. They are well-qualified for a VA loan up to $700,000.<br /><br />Again if any of these sound like you or someone you know, please drop me a line!</div>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0Sacramento, CA, USA38.5815719 -121.494399610.271338063821155 -156.6506496 66.891805736178839 -86.3381496tag:blogger.com,1999:blog-3326587706906477814.post-22591792493309830802022-12-29T15:22:00.006-08:002023-10-31T15:46:57.916-07:00Short sales in Sacramento -- will they amount to a significant part of the market in 2023 and beyond? Your short sale questions answered...<div class="Ar Au Ao" id=":1y3"><div aria-controls=":2nv" aria-label="Message Body" aria-multiline="true" aria-owns=":2nv" class="Am Al editable LW-avf tS-tW tS-tY" g_editable="true" hidefocus="true" id=":1xz" itacorner="6,7:1,1,0,0" role="textbox" spellcheck="false" style="direction: ltr; min-height: 255px;" tabindex="1"><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFZ_hzj-AELuQxNDknVJLCoz8BKMOUOPiO2Rc7Iqq6_FjIzvVwkxVWsh6g5WxhssGmSQG0a_aqpKhhwcsH-bYhYQ8u5nFTp4nxEGqG8aikp9IKoIfKFTujyh-moDC2Cuf7FGCN4S8SUZ55iczGZPzfvz3-E861E_30dbs41bh1SnS7YdQa7ot8a9B17A/s1866/Sacramento%20short%20sale%20expert%20Erin%20Stumpf%20coldwell%20banker.jpg" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1170" data-original-width="1866" height="185" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFZ_hzj-AELuQxNDknVJLCoz8BKMOUOPiO2Rc7Iqq6_FjIzvVwkxVWsh6g5WxhssGmSQG0a_aqpKhhwcsH-bYhYQ8u5nFTp4nxEGqG8aikp9IKoIfKFTujyh-moDC2Cuf7FGCN4S8SUZ55iczGZPzfvz3-E861E_30dbs41bh1SnS7YdQa7ot8a9B17A/w294-h185/Sacramento%20short%20sale%20expert%20Erin%20Stumpf%20coldwell%20banker.jpg" width="294" /></a></div>In the last month or so, I have noticed some buzz online about the potential for the return of <a href="http://sacramentoshortsaleagent.com" target="_blank">short sales</a> to our <a href="http://erinstumpf.com/erin-stumpf-attardi-sacramento-real-estate-broker-dunnigan-realtors/" target="_blank">Sacramento real estate market</a> -- ironically I have found myself explaining mostly to other agents more than anyone else exactly what <a href="http://sacramentorealestateblog.blogspot.com/search/label/Short%20Sale" target="_blank">short sales</a> are. Realistically I suppose if someone has been an agent for under a decade they likley will not have much, if any, experience with them. <a href="http://sacramentoshortsaleagent.com" target="_blank">Short sales</a> have not been a significant portion of the <a href="http://erinstumpf.com" target="_blank">Sacramento real estate market</a> in probably 8 or so years -- and candidly doing a quick search in MLS today, short sales barely register a blip on the radar. Though I would expect that as values stagnate or possibly decline further we will see some <a href="http://sacramentorealestateblog.blogspot.com/search/label/Sellers" target="_blank">sellers</a> faced with some difficult choices. </div><div><br /></div><div>By my count today, there are 13 active and pending short sale listings in all of <a href="http://sacramentorealestateblog.blogspot.com/search/label/Sacramento%20County" target="_blank">Sacramento County</a> (out of 2,450 active and pending listings). That is approximately one half of one percent. So in other words today, 99.5% of listings are <u><i><b>not</b></i></u> short sales, and 0.5% of listings are short sales. That is a drop in the bucket. Back in the Great Recession, the vast majority of my listings were short sales. And short sales and other types of distressed property listings absolutely DOMINATED the market. Between my own client listings, and the listings of other agents where they contracted with me solely to negotiate the <a href="http://sacramentoshortsaleagent.com" target="_blank">short sale</a> side of the equation -- I closed well over 100 of these highly complex transactions. </div><div><br /></div><div>Keep in mind that <a href="http://erinstumpf.com/what-is-my-home-worth/" target="_blank">listing</a> or <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">purchasing</a> a short sale is A LOT different than a traditional resale real estate transaction with a traditional seller who has home equity. I tell my clients to take everything they think they know about buying real estate and throw it out the window. </div><div><br /></div><div>So putting my <a href="http://erinstumpf.com" target="_blank">Short Sale Agent</a> hat on, here are the answers to some commonly asked questions:</div><div><br /></div><div><b>What is a short sale?</b> A homeowner who needs to sell ultimately owes more on the property than it is currently worth, so they list the house with a <a href="http://soldinsac.com" target="_blank">real estate agent</a> who then attempts to negotiate a lower payoff with the owner's mortgage company so the owner can sell the house. For example, if the property is worth $500,000, however the owner has a mortgage for $550,000 the owner would not be able to sell the home and pay off the mortgage with the proceeds of the sale. The property would be listed for $500,000, an offer received from a buyer and accepted by the seller <a href="http://sacramentorealestateblog.blogspot.com/2018/03/Sacramento-real-estate-how-to-fill-out-short-sale-addendum-ssa-carforms-california-listing-time-periods-emd-initial-deposit-appraisal-inspection-underwriting-contingencies-listing-agent-erin-stumpf-dunnigan-realtors.html" target="_blank">SUBJECT TO LENDER APPROVAL</a>, and the agent would negotiate with the mortgage company to accept the net proceeds of that sale at its current market value. An important note -- usually there needs to be a compelling reason to sell or a <a href="https://sacramentorealestateblog.blogspot.com/2009/03/ask-erin-what-type-of-hardship-must-i.html" target="_blank">financial hardship</a> on the seller's end for the mortgage company to entertain allowing a payoff for less than the mortgage amount owed.</div><div><br /></div><div><b>Is a short sale quick? How long will I wait for approval?</b> The term "<a href="https://sacramentorealestateblog.blogspot.com/search/label/Short%20Sale" target="_blank">short sale</a>" is often confused with a quick time period and close of escrow. <a href="https://sacramentorealestateblog.blogspot.com/search/label/Short%20Sale" target="_blank">Short sales</a> are not usually quick. While some mortage companies will provide for a pre-approved short sale process, the average waiting period for the seller's mortgage company to approve the short sale is probably 30-60 days once an <a href="https://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">buyer offer</a> is submitted. Some take less time...some take A LOT more time. The <u>fastest</u> approval I have received on one of my short sale listings was 11 days. The longest was almost 2 years. Once a short sale is approved, then the bank typically allows the buyer somewhere from 21-30 days to close the transaction. There are SO many variables that will dictate the length of time it takes to get approval...like which lender services the mortgage, which entity owns the mortgage, how many loans there are on the house, how knowledgeable the listing agent is, how cooperative the seller is with the process, if the seller is trying to use a government short sale program, etc. There is also no guarantee a mortgage company will approve a short sale at all. So.......fasten your seatbelt.<br /></div><div><br /></div><div><b>Does the seller have to be delinquent with mortgage payments to get a short sale approved?</b> No. I have successfully closed several short sales where the seller stayed current with payments.</div><div><br /></div><div><b>Who decides what the listing price is?</b> The price listed in MLS may not be the price the seller's mortgage company is willing to accept. Usually the listing agent will set the price based on market value, and in consultation with the seller. Some mortgage companies offer a <a href="https://sacramentorealestateblog.blogspot.com/2012/09/bank-of-america-shortsalesacramento.html" target="_blank">pre-approval process for short sales</a> but I would guess that very few listing agents and sellers do this in advance of listing the property for sale. The seller's mortgage company will do its own valuation or appraisal (often referred to as a BPO - or Broker Price Opinion) to validate the offered price. The bank may counter your offer. Heck, they may counter a perfectly reasonable market value offer too... in addition to the possibility of countering the price you offer, the lender may counter the terms of your offer. </div><div><br /></div><div><div><b>Who pays the real estate agent commissions?</b> In a short sale scenario, the lender(s) who agree to forgive debt and allow a short payoff of the loan(s) pay for the real estate agent commissions - generally by absorbing the costs of the commissions out of the proceeds of the sale. As a side note, oftentimes these commissions are re-negotiated by the lender(s) during the process. Note: Real estate commissions are always negotiable and NOT set by law or local custom. </div><div><br /></div><div><b>Who pays title insurance, escrow fees, and transfer tax fees?</b> These are negotiable between buyer and seller when the offer is initially negotiated (before it is submitted to the lenders for approval). For example, perhaps the buyer and seller agree initially that the seller will pay for 100% of title insurance and escrow fees, 100% of county transfer tax, 50% the city transfer tax. The lender(s) may negotiate that the buyer pay a different split of these fees...however the portion that is paid by "the seller" is absorbed into the overall debt forgiveness and short payoff. Occasionally you will see a lender agree to pay one of these fees, up to and not to exceed a certain amount (for example, they may agree to cover up to $750 of the escrow fee that costs $1200). Generally then, the buyer would cover the unpaid portion of that fee. So basically, again, the lender(s) will absorb many of those types of fees. </div><div><br /></div><div><b>Who pays for a home warranty?</b> This is negotiable between buyer and seller when the offer is initially negotiated (before it is submitted to the lenders for approval). Generally though, I would prepare any buyer of a <a href="http://erinstumpf.com" target="_blank">Sacramento short sale</a> property to expect to pay for this cost, even if you ask the seller or short sale lender to cover it. In my experience, this is paid by the short sale lender in less than 20% of my approved short sales. </div><div><br /></div><div><b>Who pays for home inspections, certifications, or repairs?</b> These are negotiable between buyer and seller when the offer is initially negotiated (before it is submitted to the lenders for approval). Most short sale lenders will not agree to cover things like pest or termite inspections, roof inspections, sewer line inspections, or any corresponding repairs or certifications. A lot will depend on the circumstances with the condition of the property, how many loans are involved, the buyers' loan program, if the property is in default, the length of time of negotiation, etc. As a safety net - buyers, do not expect that lenders will grant these requests. Generally <a href="https://sacramentorealestateblog.blogspot.com/2010/10/antelope-short-sale-agent-realtor-hafa.html" target="_blank">short sale properties are sold "as-is"</a> and sellers can not afford to make repairs anyway. </div><div><br /></div><div><b>Will the short sale lender(s) give the buyer credits for closing costs or interest rate buydowns?</b> These are negotiable between buyer and seller when the offer is initially negotiated (before it is submitted to the lenders for approval). I have seen this vary widely from the short sale lender(s) agreeing to pay up to 3% closing costs for the buyer, to the short sale lender(s) rejecting those requests. Again, much will depend on the circumstances surrounding the sale of the property. </div><div><br /></div><div><b>Who pays delinquent property taxes or unpaid utility liens? </b>It depends. Sellers, if you have not been paying your <a href="https://sacramentorealestateblog.blogspot.com/2009/01/no-fun-with-liens.html" target="_blank">property taxes or county utilities</a>, you really need to let your agent know this ASAP! I work closely with the title company on this to make sure that we know of any lien issues in advance, but because it can take several weeks or months to get approval, new liens may pop up during the lender negotiation process. When I negotiate short sales, one of my worst fears is that after the short sale is approved an unexpected lien will pop up. This has happened to me before, and for lack of a better way of describing it - this sucks! If you can let your agent know in advance that these items are unpaid, it will save lots of headaches all the way around. IF WE KNOW in advance that these liens exist, there is a great chance that the short sale lender will absorb these costs into their overall debt forgiveness and short payoff. IF WE DO NOT KNOW in advance that liens exist, once the short sale is approved - this will halt the transaction until we can find a way to pay these liens. The seller is often financially unable to pay them, the buyer usually does not want to pay, the agents commission has already been reduced, and the short sale lender has already taken a loss on the loan. Sellers - please save everyone a headache and communicate with your agent.</div></div><div><br /></div><div><b>I have <a href="https://sacramentorealestateblog.blogspot.com/2015/09/short-sale-irs-lien-federal-tax.html" target="_blank">IRS and FTB Tax liens</a>, can I do a short sale?</b> Yes. There is a parallel process to get what's known as a "valueless discharge" of liens when doing a short sale. This does not release you from owing <a href="https://sacramentorealestateblog.blogspot.com/2011/10/short-sale-irs-tax-lien-sacramento.html" target="_blank">IRS or FTB tax debt</a> but it does release the debt from the property so it can be sold. Again, be up-front with your agent if these exist so your agent can initiate the paperwork and process asap.</div><div><br /></div><div><b>Can I buy a short sale property from my sibling/parent/cousin/spouse/relative?</b> No. Short sales must be "<a href="https://sacramentorealestateblog.blogspot.com/2009/11/ask-erin-what-is-arms-length-short-sale.html" target="_blank">Arm's Length</a>" transactions and all parties will have to sign an affidavit stating no parties are related.</div><div><br /></div><div><b>Are there tax or legal ramifications for sellers who do a short sale?</b> The best answer I can provide here is that you need to speak to a <a href="https://sacramentorealestateblog.blogspot.com/2009/11/sacramento-short-sale-sellers-please.html" target="_blank">CPA or an attorney</a>. Every seller's circumstance is different. Some may face income tax on forgiven debt while others may not.</div><div><br /></div><div>Clear as mud, right? My advice to you is to find a competent <a href="https://www.soldinsac.com/contact/" target="_blank">Sacramento short sale agent</a> to help you navigate the process. I have done A LOT of these transactions and would be happy to answer your questions.</div></div></div>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0Sacramento, CA, USA38.5815719 -121.494399610.271338063821155 -156.6506496 66.891805736178839 -86.3381496tag:blogger.com,1999:blog-3326587706906477814.post-70807225840370671192022-12-16T11:52:00.002-08:002022-12-16T11:52:30.668-08:00Erin, what are the best schools in the Sacramento area?<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZG4nWrEl9ZFEYN8div63GUIlj_oxrNVYJMfez6d-bWzOZpkUeg7xFpdceE02SclLYbtfn0FjZ2oy-OoITIUk4wNOgv-6IHzfSDjRWy77G2294ND852reJkTcfTra8WKZvzWbI3k2xtvJQ57On2iE7ASl9xkpZqHhr8m5l1bbh9WSwYBU4640Nkfq5kQ/s3072/Sacramento%20data%20elementary%20middle%20high%20school%20arden%20carmichael%20fair%20oaks%20land%20park%20san%20juan%20folsom%20twin%20rivers%20natomas.JPG" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="3072" data-original-width="2304" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZG4nWrEl9ZFEYN8div63GUIlj_oxrNVYJMfez6d-bWzOZpkUeg7xFpdceE02SclLYbtfn0FjZ2oy-OoITIUk4wNOgv-6IHzfSDjRWy77G2294ND852reJkTcfTra8WKZvzWbI3k2xtvJQ57On2iE7ASl9xkpZqHhr8m5l1bbh9WSwYBU4640Nkfq5kQ/s320/Sacramento%20data%20elementary%20middle%20high%20school%20arden%20carmichael%20fair%20oaks%20land%20park%20san%20juan%20folsom%20twin%20rivers%20natomas.JPG" width="240" /></a></div>Erin, what are the best schools in the <a href="http://erinstumpf.com/erin-stumpf-attardi-sacramento-real-estate-broker-dunnigan-realtors/" target="_blank">Sacramento area</a>? I get this question often from my <a href="http://sacramentorealestateblog.blogspot.com/search/label/Buyers" target="_blank">buyer clients</a>, and it is not a question I can answer -- and neither should any other <a href="http://erinstumpf.com" target="_blank">realtors</a>. Our opinion does not matter. For one, there are several ways to measure school performance by things like test scores, teacher/student ratios, attendance, or other things. What may be acceptable for me may not live up to your standards, or vice versa. Additionally, <a href="http://erinstumpf.com" target="_blank">realtors</a> cannot "steer" clients to one area over another. So -- the remedy when <a href="http://erinstumpf.com/find-my-dream-home/" target="_blank">buyer clients</a> ask me about school quality is to provide them with 3rd party data. I recently started using a tool that generates really nice and easy-to-read reports. I can run a report for different zip codes to illustrate a 10,000-foot view of schools in certain areas, and then drill down with reports school by school that provide more detailed information. These are quick and easy for me to provide...so if you have questions about particular schools in the greater Sacramento area, <a href="http://erinstumpf.com/contact-us/" target="_blank">drop me a message</a> and I can connect you with more information.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com0Sacramento, CA, USA38.5815719 -121.494399610.271338063821155 -156.6506496 66.891805736178839 -86.3381496tag:blogger.com,1999:blog-3326587706906477814.post-85319837268590214962022-12-09T15:50:00.001-08:002022-12-09T15:50:37.049-08:00New listing - 7775 18th Street, Sacramento, CA 95832<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiQnLGPu5483cPAb9R7mmGpUTXdxTzMpaSjG0lXDVEmDjmFL4DIrFHjQpPOqxqR8Oq5_Ow48HgLxTYT2YvFAZq0J3eoI4cgaYFeV4kmVgdFfiactTQ9aADW1OUEkFS-ZN2tRSldOjFeRiUfQxb48Q9XPOwKt_D54uQcTwRypJJFGvSu0a8qXufqAcIZzQ/s2048/7775-18th-Street-Sacramento-CA-95832-Meadowview-Levar-Burton-Park-John-Still-homes-for-sale-listing-agent-erin-stumpf-coldwell-banker-realty.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1321" data-original-width="2048" height="196" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiQnLGPu5483cPAb9R7mmGpUTXdxTzMpaSjG0lXDVEmDjmFL4DIrFHjQpPOqxqR8Oq5_Ow48HgLxTYT2YvFAZq0J3eoI4cgaYFeV4kmVgdFfiactTQ9aADW1OUEkFS-ZN2tRSldOjFeRiUfQxb48Q9XPOwKt_D54uQcTwRypJJFGvSu0a8qXufqAcIZzQ/w304-h196/7775-18th-Street-Sacramento-CA-95832-Meadowview-Levar-Burton-Park-John-Still-homes-for-sale-listing-agent-erin-stumpf-coldwell-banker-realty.jpg" width="304" /></a></div>Loved by the original owners for nearly 3 decades, this 3 bedroom, 2 bathroom, 1320sf Steamboat Bend / <a href="http://sacramentorealestateblog.blogspot.com/search/label/Meadowview" target="_blank">Meadowview</a> home is ready for a new beginning. This is the perfect blank canvas for your personal touches. You will love the spacious, light and bright open layout. Freshly painted interior and new plank flooring throughout. Enter to find a large great room with a cozy fireplace. Large kitchen has lots of storage and counter space, and breakfast bar opens to the living and dining space. Large hallway bedrooms and hall bathroom with tub/shower. Lots of hallway storage closet. Spacious primary suite, ensuite bathroom has dual sinks and tile flooring. Large backyard with lots of fruit trees, sunny space to garden or play. Rooftop <a href="http://sacramentorealestateblog.blogspot.com/search/label/Solar" target="_blank">solar</a> to offset your energy bills! Attached 2-car attached garage. All this is located in close proximity to Interstate-5, parks, public transit, shopping, restaurants, k-12 schools & more. Don't wait! Offered at $419,900. For more information, photos and a <a href="https://show.tours/e/q2MgRQm" target="_blank">3D virtual tour</a>, please visit <a href="http://erinstumpf.com/homes-for-sale-details/7775-18TH-STREET-SACRAMENTO-CA-95832/222145468/6/" target="_blank">7775 18th Street, Sacramento, CA 95832</a>.<p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com07775 18th St, Sacramento, CA 95832, USA38.4748305 -121.496828710.164596663821158 -156.65307869999998 66.785064336178849 -86.3405787tag:blogger.com,1999:blog-3326587706906477814.post-22326417373213465292022-12-01T12:01:00.002-08:002022-12-01T12:01:37.192-08:00New Listing - 8277 Lake Willow Way, Elk Grove, CA 95758<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhuZ6dKJ852ujW3cY9siKPHBpcvv9rOv19P46pFZTV-4yKOTKQ7lX279bpYqT7XgrOYVssRsAC9im6Szk6n0LMx9bhLNQUAZSHRpr1bpH_0ozvv-lfX_01J2fSvMKGdyS0CBKws3-Tz_ZDUsO1h9kmxMR4eIzyX4NTTvDTFamjuxG7InEvs1hLc1F4aIQ/s2048/8277%20Lake%20Willow%20Way%20Elk%20Grove%20CA%2095758%20home%20for%20sale%20listing%20agent%20Erin%20Stumpf%20Coldwell%20Banker%20Realty%2001706589.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1152" data-original-width="2048" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhuZ6dKJ852ujW3cY9siKPHBpcvv9rOv19P46pFZTV-4yKOTKQ7lX279bpYqT7XgrOYVssRsAC9im6Szk6n0LMx9bhLNQUAZSHRpr1bpH_0ozvv-lfX_01J2fSvMKGdyS0CBKws3-Tz_ZDUsO1h9kmxMR4eIzyX4NTTvDTFamjuxG7InEvs1hLc1F4aIQ/s320/8277%20Lake%20Willow%20Way%20Elk%20Grove%20CA%2095758%20home%20for%20sale%20listing%20agent%20Erin%20Stumpf%20Coldwell%20Banker%20Realty%2001706589.jpg" width="320" /></a></div>Loved by one owner for nearly 2 decades, this 3-4 bedroom, 2 bathroom, 1,595sf (per assessor) <a href="https://www.soldinsac.com/mimarket/zip/95758/" target="_blank">Elk Grove</a> Park Meadows home is ready for a new beginning. This is the perfect blank canvas for your personal touches. You will love the spacious, light and bright open layout, and vaulted ceilings. Enter to find a large great room with a cozy fireplace. Spacious kitchen tastefully designed with an island and large pantry closet. Bonus room in front makes a perfect 4th bedroom or home office. Large hallway bedrooms and hall bathroom with tub/shower. Lots of storage. Primary bedroom boasts tall ceilings, double sinks and a separate shower and tub. The enclosed sun patio off of the kitchen is the perfect place to enjoy coffee and conversation, or for al fresco dining on a crisp evening. Large backyard with lots of sunny space to garden or play and newer fencing. Attached 2-car attached garage. New air conditioning unit. Structural Pest report repair bid for Section 1 is $3,255 and Section 2 $890. is All this is located in close proximity to Hwy 99, award-winning k-12 schools, parks, <a href="https://www.exploreelkgrove.com/things-to-do/outdoors/hiking/" target="_blank">Elk Grove Creek trail and nature preserve</a>, shopping, restaurants, & more. Don't wait! Offered at $449,900. For more photos and a <a href="https://show.tours/e/YVTQHqp" target="_blank">3D virtual tour</a> please visit <a href="http://erinstumpf.com/homes-for-sale-details/8277-LAKE-WILLOW-WAY-ELK-GROVE-CA-95758/222145202/6/" target="_blank">8277 Lake Willow Way, Elk Grove, CA 95758</a>. <p></p>erin@erinstumpf.comhttp://www.blogger.com/profile/05398547971671580675noreply@blogger.com08277 Lake Willow Way, Elk Grove, CA 95758, USA38.4292084 -121.400770310.118974563821155 -156.5570203 66.739442236178846 -86.2445203