Doing a Sacramento-area short sale with Homeward Residential (formerly AHMSI / American Home Mortgage Servicing Inc)? Here is what you need...

Well...it's not a secret that I do A LOT of short sale transactions in the Sacramento area...and I have done several with American Home Mortgage Servicing Inc (aka, AHMSI, and recently re-branded "Homeward Residential"). Their negotiation process generally (and of course, relatively speaking) on the more "straight-forward" side, and their loss mitigation negotiators seem to be on top of their game and different short sale programs. So if you are looking to do a short sale on your Sacramento-area home and have a mortgage with Homeward Residential / AHMSI, here is a list of the documentation you need to gather as you get ready to list your home with a Realtor;

Homeward Residential / AHMSI
Loss Mitigation / Short Sale Tel: 877-304-3100

Seller's Documents Generally Required for a Short Sale:

-3rd Party Authorization Letter

-Hardship Letter

-Short Sale Financial Worksheet

-Last 2 months of bank statements

-Last 2 months of pay stubs

-Unemployment stubs and award letter (if applicable)

-Most recent 6-months Profit & Loss Statement (ONLY if self-employed)

-Last year's federal tax return

-Evidence of SSI, Pension, Disability Benefits (if applicable)

-Copy of most recent property tax bill (can be obtained online if you don't have it)

-Rental Lease (ONLY if investment property)

-IRS 4506-T

I welcome your call  or email if you have any questions regarding an Homeward Residential short sale in the Sacramento area.